Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: Gulf Coast Books, Cypress, TX, U.S.A.
paperback. Condition: Fair.
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: HPB-Red, Dallas, TX, U.S.A.
Paperback. Condition: Good. Connecting readers with great books since 1972! Used textbooks may not include companion materials such as access codes, etc. May have some wear or writing/highlighting. We ship orders daily and Customer Service is our top priority!
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: Zoom Books East, Glendale Heights, IL, U.S.A.
Condition: very_good. Book is in very good condition and may include minimal underlining highlighting. The book can also include "From the library of" labels. May not contain miscellaneous items toys, dvds, etc. . We offer 100% money back guarantee and 24 7 customer service.
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: Orphans Treasure Box, Champaign, IL, U.S.A.
paperback. Condition: As New. Ships quickly. Like new. Minimal shelf wear. Orphans Treasure Box sells books to raise money for orphans and vulnerable kids.
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: ebooks Keystone, Reading, PA, U.S.A.
Condition: good. This book is in good condition, with minimal signs of wear and tear.
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: -OnTimeBooks-, Phoenix, AZ, U.S.A.
Condition: very_good. Gently read. May have name of previous ownership, or ex-library edition. Binding tight; spine straight and smooth, with no creasing; covers clean and crisp. Minimal signs of handling or shelving. 100% GUARANTEE! Shipped with delivery confirmation, if you're not satisfied with purchase please return item for full refund. Ships USPS Media Mail.
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: GreatBookPrices, Columbia, MD, U.S.A.
Condition: As New. Unread book in perfect condition.
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: GreatBookPrices, Columbia, MD, U.S.A.
Condition: New.
Softcover. Condition: As New. How much can you spend in retirement? Naturally, this is an essential question for those approaching this important life transition. Essentially, if you wish to retire one day, you are increasingly responsible for figuring out how to save during your working years and convert your savings into sustainable income for an ever-lengthening number of retirement years. The nature of risk also changes in retirement, as the lifestyle of retirees become more vulnerable to the impacts of market volatility, unknown longevity, and spending shocks. Retirees have one opportunity to build a successful plan. It is not an easy task, but it is manageable. This book focuses on sustainable spending from investments, which is an important piece of any retirement plan. People want to know if they have saved enough to be able to fund their lifestyle in retirement.
Seller: Rarewaves.com USA, London, LONDO, United Kingdom
Paperback. Condition: New.
Language: English
Published by Wade D Pfau 10/1/2019, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: BargainBookStores, Grand Rapids, MI, U.S.A.
Paperback or Softback. Condition: New. Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement. Book.
Seller: Chiron Media, Wallingford, United Kingdom
PF. Condition: New.
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: Ria Christie Collections, Uxbridge, United Kingdom
£ 22.82
Quantity: Over 20 available
Add to basketCondition: New. In.
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: GreatBookPricesUK, Woodford Green, United Kingdom
Condition: New.
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: Revaluation Books, Exeter, United Kingdom
Paperback. Condition: Brand New. 366 pages. 9.00x6.00x0.83 inches. In Stock.
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: GreatBookPricesUK, Woodford Green, United Kingdom
Condition: As New. Unread book in perfect condition.
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: London Bridge Books, London, United Kingdom
paperback. Condition: Fair.
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: Speedyhen, Hertfordshire, United Kingdom
Condition: NEW.
Seller: Rarewaves.com UK, London, United Kingdom
Paperback. Condition: New.
Seller: PBShop.store US, Wood Dale, IL, U.S.A.
PAP. Condition: New. New Book. Shipped from UK. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.
Seller: PBShop.store UK, Fairford, GLOS, United Kingdom
£ 22.28
Quantity: Over 20 available
Add to basketPAP. Condition: New. New Book. Delivered from our UK warehouse in 4 to 14 business days. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: Majestic Books, Hounslow, United Kingdom
Condition: New. Print on Demand pp. 368.
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: Books Puddle, New York, NY, U.S.A.
Condition: New. Print on Demand pp. 368.
Language: English
Published by Retirement Researcher Media, 2019
ISBN 10: 1945640065 ISBN 13: 9781945640063
Seller: Biblios, Frankfurt am main, HESSE, Germany
Condition: New. PRINT ON DEMAND pp. 368.
Seller: THE SAINT BOOKSTORE, Southport, United Kingdom
£ 25.27
Quantity: Over 20 available
Add to basketPaperback / softback. Condition: New. This item is printed on demand. New copy - Usually dispatched within 5-9 working days.
Seller: moluna, Greven, Germany
Kartoniert / Broschiert. Condition: New. Dieser Artikel ist ein Print on Demand Artikel und wird nach Ihrer Bestellung fuer Sie gedruckt. Über den AutorrnrnWade D. Pfau, Ph.D., CFA, RICP, is the director of the Retirement Income Certified Professional designation and a Professor of Retirement Income at The American College of Financial Services in King of Prussia, PA. As well.
Taschenbuch. Condition: Neu. nach der Bestellung gedruckt Neuware - Printed after ordering - Two fundamentally different philosophies for retirement income planning, which I call probability-based and safety-first, diverge on the critical issue of where a retirement plan is best served: in the risk/reward trade-offs of a diversified and aggressive investment portfolio that relies primarily on the stock market, or in the contractual protections of insurance products that integrate the power of risk pooling and actuarial science alongside investments.The probability-based approach is generally better understood by the public. It advocates using an aggressive investment portfolio with a large allocation to stocks to meet retirement goals. My earlier book How Much Can I Spend in Retirement A Guide to Investment-Based Retirement Strategies provides an extensive investigation of probability-based approaches. But this investments-only attitude is not the optimal way to build a retirement income plan.There are pitfalls in retirement that we are less familiar with during the accumulation years. The nature of risk changes. Longevity risk is the possibility of living longer than planned, which could mean not having resources to maintain the retiree's standard of living. And once retirement distributions begin, market downturns in the early years can disproportionately harm retirement sustainability. This is sequence-of-returns risk, and it acts to amplify the impacts of market volatility in retirement. Traditional wealth management is not equipped to handle these new risks in a fulfilling way. More assets are required to cover spending goals over a possibly costly retirement triggered by a long life and poor market returns. And yet, there is no assurance that assets will be sufficient. For retirees who are worried about outliving their wealth, probability-based strategies can become excessively conservative and stressful.This book focuses on the other option: safety-first retirement planning. Safety-first advocates support a more bifurcated approach to building retirement income plans that integrates insurance with investments, providing lifetime income protections to cover spending. With risk pooling through insurance, retirees effectively pay an insurance premium that will provide a benefit to support spending in otherwise costly retirements that could deplete an unprotected investment portfolio.Insurance companies can pool sequence and longevity risks across a large base of retirees, much like a traditional defined-benefit company pension plan or Social Security, allowing for retirement spending that is more closely aligned with averages. When bonds are replaced with insurance-based risk pooling assets, retirees can improve the odds of meeting their spending goals while also supporting more legacy at the end of life, especially in the event of a longer-than-average retirement.We walk through this thought process and logic in steps, investigating three basic ways to fund a retirement spending goal: with bonds, with a diversified investment portfolio, and with risk pooling through annuities and life insurance. We consider the potential role for different types of annuities including simple income annuities, variable annuities, and fixed index annuities. I explain how different annuities work and how readers can evaluate them. We also examine the potential for whole life insurance to contribute to a retirement income plan.When we properly consider the range of risks introduced after retirement, I conclude that the integrated strategies preferred by safety-first advocates support more efficient retirement outcomes. Safety-first retirement planning helps to meet financial goals with less worry. This book explains how to evaluate different insurance options and implement these solutions into an integrated retirement plan.