Property Finance Made Simple (Paperback)
Andrew Crossley
Sold by Grand Eagle Retail, Bensenville, IL, U.S.A.
AbeBooks Seller since 12 October 2005
New - Soft cover
Condition: New
Ships within U.S.A.
Quantity: 1 available
Add to basketSold by Grand Eagle Retail, Bensenville, IL, U.S.A.
AbeBooks Seller since 12 October 2005
Condition: New
Quantity: 1 available
Add to basketPaperback. This book equips you with the tools and knowledge to understand how the finance industry works, reasons for the housing affordability crises, what to consider when applying for a residential loan, and who you should use when applying for finance. Covered in detail in this book include lending requirements/considerations, finance institution requirements, how to get a loan, what type of loan you may be eligible for, and finance available for different property types. There are many hurdles in the finance industry that have emerged recently and will continue to emerge in the short and medium term. It is important you know about these issues in order to be more prepared in tackling them, so hopefully they may become less of an obstacle for you. Some of the issues could be not knowing how to apply for a loan successfully, whether all your income will be used toward servicing the loan on the lenders calculator, differences between lenders calculators to provide the best borrowing capacity, no matter what stage of life youre at, the loan-to-value ratios available, and how living expenses in a lenders eyes are changing. This insiders guide to the finance industry will thoroughly prepare you to: better understand the forces influencing the property and finance industriesand how to tackle them more successfully apply for finance for your first home or next property put in place key factors to positively impact on your loan application reduce the risk to the cost of debt and your exposure to debt.With Property Finance Made Simple, you will be able to keep your bank and mortgage broker more accountable for their advice. This book can help every first home buyer tackle the affordability issues in the property market. It will assist every person wanting to refinance, debt consolidate, upsize, downsize, extend or renovate their property. Property investors will benefit with different finances strategies explained, and improve the ability to obtain finance. Shipping may be from multiple locations in the US or from the UK, depending on stock availability.
Seller Inventory # 9780995383524
This latest book in the Made Simple Series contains so much valuable information, you won' be able to put it down.
Property Finance made Simple is the latest book from best seller, property guru Andrew Crossley.
Want to you buy your first home?
It looks at the challenges of the Australian home affordability crisis and steps you through everything you need to know. It removes your challenges with the current market so you can get the right mortgage to fund your first home.
Looking to do more with your mortgage?
Rates are low, property prices are rising and the banks are being tough. Yet the opportunities are there for those savvy home owners and investors who know how to work the current mortgage market to their advantage.
Dreams of your property portfolio on hold?
Open the door to the secrets to today’s finance in the Australian market. The equity in your home is the key to your long term financial growth. But how do you move in such a challenging market of contentious lending policies and soaring property prices.
Self-employed and locked out of the housing marketing?
It doesn’t have to be that way. If you are self-employed, Property finance made simple is going to change your mind. This is a book for right now and unlocks the secrets of how to work the current mortgage market to your advantage as a self-employed business owner.
Summary
The Australian property market is covered in respect to the influences on prices, and the affordability crisis. Several changes in lending policy, borrowing capacity calculators and living expense assessment are discussed in great detail, ultimately helping a borrower be more prepared and confident in applying for a mortgage.
One of the biggest mistakes a borrower can make is going directly to a bank or lender, rather than using a broker to explore all the different options for them first, maximizing the applicants borrowing capacity, simplifying the application process and dealing with issues and hurdles that often arise when applying for finance.
Emerging influences on the ability for someone to get a loan are introduced as these will continue to have a growing impact on the finance industry, such as positive credit reporting, responsible lending, and regulatory pressure.
Andrew Crossley lives in Melbourne, and is the #1 best-selling and award-winning author of Property Investing Made Simple, the first of three books in the Made Simple series. His previous book won the award for best book in the category of real estate at the 2015 International Book Awards. www.propertyinvestingmadesimple.com.au. Andrew has worked in the finance and property industry in Australia for over 11 years, including working for the largest non-bank and the largest mortgage manager during that time, and has worked overseas in private wealth management on several continents, with a total of over 20 years’ experience. Andrew was a finalist in the Australian Mortgage Awards in 2007/08, 2015 and 2016, and a finalist in the Mortgage Finance Association Awards in 2014, 2015 and 2016. The Australian Property Advisory Group was a finalist in the Australian Small Business Awards of 2016, was highly recommended at the Investor Choice Awards of 2015 in the categories of property investment advisor and buyer’s agent, and was national runner up in the prestigious Reader’s Choice Awards of 2015.
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