Property Finance Made Simple: How to Get the Loan You Need for the House You Want - Softcover

Crossley, Andrew

Softcover

ISBN 10: 0995383529 ISBN 13: 9780995383524

Publisher: Andrew Crossley, 2016

Synopsis

This latest book in the Made Simple Series contains so much valuable information, you won' be able to put it down.
Property Finance made Simple is the latest book from best seller, property guru Andrew Crossley.

Want to you buy your first home?
It looks at the challenges of the Australian home affordability crisis and steps you through everything you need to know. It removes your challenges with the current market so you can get the right mortgage to fund your first home.

Looking to do more with your mortgage? 
Rates are low, property prices are rising and the banks are being tough. Yet the opportunities are there for those savvy home owners and investors who know how to work the current mortgage market to their advantage.

Dreams of your property portfolio on hold? 
Open the door to the secrets to today’s finance in the Australian market. The equity in your home is the key to your long term financial growth. But how do you move in such a challenging market of contentious lending policies and soaring property prices.   

Self-employed and locked out of the housing marketing?
It doesn’t have to be that way. If you are self-employed, Property finance made simple is going to change your mind. This is a book for right now and unlocks the secrets of how to work the current mortgage market to your advantage as a self-employed business owner.
 
Summary
The Australian property market is covered in respect to the influences on prices, and the affordability crisis. Several changes in lending policy, borrowing capacity calculators and living expense assessment are discussed in great detail, ultimately helping a borrower be more prepared and confident in applying for a mortgage.
 
One of the biggest mistakes a borrower can make is going directly to a bank or lender, rather than using a broker to explore all the different options for them first, maximizing the applicants borrowing capacity, simplifying the application process and dealing with issues and hurdles that often arise when applying for finance. 
 
Emerging influences on the ability for someone to get a loan are introduced as these will continue to have a growing impact on the finance industry, such as positive credit reporting, responsible lending, and regulatory pressure. 

 

About this title

About the Author

Andrew Crossley lives in Melbourne, and is the #1 best-selling and award-winning author of Property Investing Made Simple, the first of three books in the Made Simple series. His previous book won the award for best book in the category of real estate at the 2015 International Book Awards. www.propertyinvestingmadesimple.com.au. Andrew has worked in the finance and property industry in Australia for over 11 years, including working for the largest non-bank and the largest mortgage manager during that time, and has worked overseas in private wealth management on several continents, with a total of over 20 years’ experience. Andrew was a finalist in the Australian Mortgage Awards in 2007/08, 2015 and 2016, and a finalist in the Mortgage Finance Association Awards in 2014, 2015 and 2016. The Australian Property Advisory Group was a finalist in the Australian Small Business Awards of 2016, was highly recommended at the Investor Choice Awards of 2015 in the categories of property investment advisor and buyer’s agent, and was national runner up in the prestigious Reader’s Choice Awards of 2015.

Edition details

• Publisher: Andrew Crossley
• Publication date: 2016
• Language: English
• ISBN 10: 0995383529
• ISBN 13: 9780995383524
• Binding: Paperback
• Number of pages: 228