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Catastrophe Insurance: Consumer Demand, Markets and Regulation: 45 (Topics in Regulatory Economics and Policy, 45) - Hardcover
Synopsis
This monograph presents the results of an attempt to examine the nature of the demand for insurance against natural disasters at a detailed, microeconomic level. The subject is homeowners' multiperil insurance used to cover owner-occupied residential property. The analysis seeks to identify factors that affect the consumer demand for coverage using a model that properly reflects the interacting supply and demand factors. The authors examine key variables and their effects on the quantity, quality, and price of insurance purchased. They consider the sensitivity of demand to prices, demographic characteristics, policy features, and the bundling/unbundling of perils and coverages. They examine insurer and consumer decisions in different markets and regulatory environments - Florida and New York - over a four-year period 1995-1998.
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Synopsis
This monograph presents the results of the first significant attempt to examine the nature of the demand for insurance against natural disasters at a detailed, microeconomic level. The subject is homeowners' multiperil insurance used to cover owner-occupied residential property. The analysis seeks to identify factors that affect the consumer demand for coverage using a model that properly reflects the interacting supply and demand factors. The authors examine key variables and their effects on the quantity, quality, and price of insurance purchased. They consider the sensitivity of demand to prices, demographic characteristics, policy features, and the bundling/unbundling of perils and coverages. They examine insurer and consumer decisions in different markets and regulatory environments - Florida and New York - over a four-year period 1995-1998.
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Catastrophe Insurance: Consumer Demand, Markets and Regulation (Topics in Regulatory Economics and Policy)
Seller: books4less (Versandantiquariat Petra Gros GmbH & Co. KG), Welling, Germany
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Gebundene Ausgabe. Condition: Gut. 147 Seiten Das hier angebotene Buch stammt aus einer teilaufgelösten wissenschaftlichen Bibliothek und trägt die entsprechenden Kennzeichnungen (Rückenschild, Instituts-Stempel.). Schnitt und Einband sind etwas staubschmutzig; Der Buchzustand ist ansonsten ordentlich und dem Alter entsprechend gut; ENGLISCH!! The book offered here comes from a partially resolved scientific library and transmits the appropriate markings (spine label, institute stamp .). The book condition is otherwise properly and according to age well; ENGLISH! Sprache: Englisch Gewicht in Gramm: 400. Seller Inventory # 929923
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Catastrophe Insurance. Consumer Demand, Markets and Regulation.
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New York, NY, Springer US/Imprint: Springer., 2003
ISBN 10: 1402074697
ISBN 13: 9781402074691
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Seller: Universitätsbuchhandlung Herta Hold GmbH, Berlin, Germany
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1st ed. 2003. Hardcover. Versand aus Deutschland / We dispatch from Germany via Air Mail. Einband bestoßen, daher Mängelexemplar gestempelt, sonst sehr guter Zustand. Imperfect copy due to slightly bumped cover, apart from this in very good condition. Stamped. Topics in Regulatory Economics and Policy, 45. Sprache: Englisch. Seller Inventory # 4820MB
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Catastrophe Insurance: Consumer Demand, Markets And Regulation (topics In Regulatory Economics And Policy) (hardcover)
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Condition: Brand New. New. US edition. Expediting shipping for all USA and Europe orders excluding PO Box. Excellent Customer Service. Seller Inventory # ABEOCT25-155321
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Catastrophe Insurance: Consumer Demand, Markets And Regulation (topics In Regulatory Economics And Policy) (hardcover)
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Condition: New. This is a Brand-new US Edition. This Item may be shipped from US or any other country as we have multiple locations worldwide. Seller Inventory # ABBB-153998
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Catastrophe Insurance
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Catastrophe Insurance: Consumer Demand, Markets and Regulation (Topics in Regulatory Economics and Policy, 45)
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Catastrophe Insurance
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Catastrophe Insurance
Print on DemandSeller: BuchWeltWeit Ludwig Meier e.K., Bergisch Gladbach, Germany
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Buch. Condition: Neu. This item is printed on demand - it takes 3-4 days longer - Neuware -1. THE PROBLEM OF CATASTROPHE RISK The risk of large losses from natural disasters in the U.S. has significantly increased in recent years, straining private insurance markets and creating troublesome problems for disaster-prone areas. The threat of mega-catastrophes resulting from intense hurricanes or earthquakes striking major population centers has dramatically altered the insurance environment. Estimates of probable maximum losses (PMLs) to insurers from a mega catastrophe striking the U.S. range up to $100 billion depending on the location and intensity of the event (Applied Insurance Research, 2001).1 A severe disaster could have a significant financial impact on the industry (Cummins, Doherty, and Lo, 2002; Insurance Services Office, 1996a). Estimates of industry gross losses from the terrorist attack on September 11, 2001 range from $30 billion to $50 billion, and the attack's effect on insurance markets underscores the need to understand the dynamics of the supply of and the demand for insurance against extreme events, including natural disasters. Increased catastrophe risk poses difficult challenges for insurers, reinsurers, property owners and public officials (Kleindorfer and Kunreuther, 1999). The fundamental dilemma concerns insurers' ability to handle low-probability, high-consequence (LPHC) events, which generates a host of interrelated issues with respect to how the risk of such events are 1 These probable maximum loss (PML) estimates are based on a SOD-year 'return' period. 160 pp. Englisch. Seller Inventory # 9781402074691
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Catastrophe Insurance
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Condition: Used. pp. 160 Illus. Seller Inventory # 5859087
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Catastrophe Insurance
Print on DemandSeller: moluna, Greven, Germany
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Gebunden. Condition: New. Dieser Artikel ist ein Print on Demand Artikel und wird nach Ihrer Bestellung fuer Sie gedruckt. 1. THE PROBLEM OF CATASTROPHE RISK The risk of large losses from natural disasters in the U.S. has significantly increased in recent years, straining private insurance markets and creating troublesome problems for disaster-prone areas. The threat of mega-ca. Seller Inventory # 4095096
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