This step-by-step guide shows how the Small Business Administration (SBA) of America can help to start or maintain a small business. In 1987 the SBA made 17,110 loans totalling $3 billion, most of which were made by banks with SBA guarantees against default. It explains how business owners without a financial or legal background can take full advantage of the SBA, including clear, straightforward instructions on preparing the SBA loan application package. The author discusses the multitude of services the SBA can provide free of charge, such as technical and management assistance, procurement assistance, business classes, and publications, and provides easy-to-follow examples and sample forms.
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Comprehensive and accessible, this small business owner′s financing advisor shows you how to get your share of the estimated $6 billion in loans arranged or guaranteed by the SBA each year. In easy, step–by–step fashion, it helps you prepare your own successful loan request for a new or established company. In addition to full coverage of the agency′s various loan programs, including seasonal guarantee, pollution control, energy loan, and handicapped assistance, you′ll find an exhaustive directory of all the free services the SBA provides to small businesses. Extensively revised and expanded, this popular reference includes complete information on:
The SBA has never been more active in helping downsized, rural, urban, minority, successful, and struggling entrepreneurs. Now, make the system work for you.
PATRICK D. O′HARA, PhD, is founder of the consulting firm O–TEK Enterprises. He is also the successful author of The Total Business Plan, The Total Marketing and Sales Plan, and SBA Microloan and Specialty Loan Handbook, all published by Wiley.
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