Banking and Effective Capital Regulation in Practice: A Leadership Perspective (Banking, Money and International Finance) - Hardcover

Velez, Sophia

Hardcover

ISBN 10: 0367523612 ISBN 13: 9780367523619

Publisher: Routledge, 2020

Synopsis

Due to a historical lack of attention to the importance of modelling, measuring and managing risk, senior bank leaders are struggling to implement unified practices within their financial institutions that could address the gaps posed by risky management behaviour, rogue trading, liquidity crises, prohibited investments in mortgage-backed securities, and default risks aligned with loans. This book discusses the theories at play between bank agents (bank managers) and their principals (shareholders), a topic which has gained importance as a result of the banking crisis, and similarly, governed the need for more efficient risk management and ethical managerial practices.

The author worked with a senior bank leadership team to identify and describe effective capital regulation practices that can lead to a reduction in loss and risky management behavioural practices. The book offers consensus on a number of activities that bank managers can implement to address bank risk. It analyses the relevant factors that determine the necessity for banking regulation and the important role of regulation in managing banking crises. The author’s analysis of the important regulatory aspects in developed countries such as the US, offers a useful conceptual framework for creating an adequate banking regulatory environment in developing countries.

This book offers an original contribution to the field of banking that undergraduate, masters, PhD students, academics and researchers can use to gain a deeper understanding of the constructs at play in the banking industry.

About this title

About the Author

Sophia Velez has over 16 years of experience as a Certified Public Accountant (CPA), providing consulting services to large banks.

Edition details

• Publisher: Routledge
• Publication date: 2020
• Language: English
• ISBN 10: 0367523612
• ISBN 13: 9780367523619
• Binding: Hardcover
• Edition number: 1
• Number of pages: 162