Since the last edition of Principles of Risk Management and Insurance was published, natural disasters, economic crises and, most shockingly, terrorist attacks on American soil have stunned the nation. To say that we live in a risky world and that things have changed in the last two years is an enormous understatement. Featuring a host of revisions designed to keep the text current, the eighth edition discusses the insurance industry's response to recent events in addition to providing broad coverage of the major areas in risk management and insurance―all in a lucid, accessible manner designed for a beginning undergraduate course.

Thoroughly updated content includes basic concepts of risk management, legal principles, property and liability insurance, life and health insurance, employee benefits, social insurance, and functional and financial operations of insurers. As in the previous editions, the eighth edition places primary emphasis on issues of interest to the student, with a focus on consumer considerations, coverage of personal risk management and financial planning topics that allow students to apply concepts to their own lives, and discussion of the relevance of recent national events for individuals as well as for the insurance industry.

About the Author

George E. Rejda is a nationally known expert on private insurance and social insurance programs. He is a Past President of the American Risk and Insurance Association. His primary research areas are Social Security and unemployment insurance. He is a founding member of the National Academy of Social Insurance, initially limited to 125 experts on Social Security in the United States. He is the founding editor of Benefits Quarterly in the employee benefits field and also served as Communication and Notes editor for the Journal of Risk and Insurance. He has published numerous books, articles, and other publications, several of which were used by the Insurance Institute of America in its professional program. He is a former member of the examination committee of the Insurance Institute of America, which designs and administers professional examinations to employees in the property and casualty insurance industry. His textbook, Principles of Risk Management and Insurance, is widely used by colleges and universities throughout the United States. Rejda received his Ph.D. degree from the University of Pennsylvania where he studied risk and insurance as a Huebner Foundation Fellow in the Wharton School. He is a former member of the Administrative Board of the Huebner Foundation for Insurance Education at the Wharton School, University of Pennsylvania. He is also a Chartered Life Underwriter (CLU). During his career at UNL, he has taught more than 13,000 students.

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