Open Banking: Global Development and Regulation (Routledge International Studies in Money and Banking)
Language: English
Published by Routledge, 2026
- First Edition
- Softcover
- New

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2026. 1st Edition. paperback. . . . . .
Seller Inventory # V9781032363196
- Title
- Open Banking: Global Development and Regulation (Routledge International Studies in Money and Banking)
- Author
- De Pascalis, Francesco
- Publisher
- Routledge
- Publication year
- 2026
- Condition
- New
- Binding
- Soft cover
- Language
- English
- ISBN 10
- 1032363193
- ISBN 13
- 9781032363196
- Edition
- 1st Edition
Open banking ends the proprietary control of customer information by banks and allows customers to share their banking financial data with third parties as a matter of right. It can also permit customers to allow others to remove funds directly from their bank accounts in return for goods and services. All of this is done securely with standardised ‘application programming interfaces’ (APIs). Open banking has developed in different ways and with different objectives across the globe. Open Banking: Global Development and Regulation examines the empowering and enabling regulations that facilitate all of this.
This book compares a number of different open banking national strategies. These range from the focus of the UK and EU on enhanced competition to the more collaborative approaches in many East Asian jurisdictions. It also looks at the use of open banking for socio-economic purpose in Brazil and India. Here open banking forms part of a wider government programme to increase financial inclusion coupled with encouraging economic growth.
This text will be valuable for fintech companies, policymakers and financial services regulators Its overarching aim is to demonstrate the possibilities and challenges of open banking and how it is changing lives across the world.
"Synopsis" may belong to another edition of this title.
About the Author
Francesco De Pascalis is a Senior Lecturer (Associate Professor) in Financial Law at Brunel Law School and a qualified lawyer. He obtained his PhD at the Institute of Advanced Legal Studies (IALS), University of London, in 2015. Before joining Brunel Law School, he worked as a research fellow at the Rechtswissenschaftliches Institut of the University of Zurich, where he is still a member of the Research Network for Sustainable Finance led by Professor Kern Alexander. At Brunel University London, he is a member of the Research Centre for Law, Economics and Finance and the Centre for AI: Social and Digital Innovation. He is a recognised scholar in banking and finance law and regulation, and author of numerous publications in these fields.
Alan Brener is an Associate Professor (Teaching) at University College London’s Laws Faculty and Deputy Director of the Faculty’s Centre for Ethics and Law. Besides his LLM from UCL and PhD from Queen Mary University London, he is also a qualified Chartered Accountant and member of the Institute of Chartered Accountants in England and Wales. A Fellow of the Chartered Banker Institute, he is also a member of the Institute’s Quality and Standards Committee. Prior to starting his PhD, Dr Brener worked for Santander UK and was responsible, at different times, for the compliance and retail legal departments and regulatory policy. Before joining Santander in 2005, from 1996, he headed the compliance departments for the retail banking divisions of Natwest and RBS banks. From 1989 to 1996 Dr Brener was a Senior Prudential and Conduct of Business Regulator for the insurance and collective investments sectors having previously worked on aspects of public policy at the Department of Trade and Industry.
"About the title" may belong to another edition of this title.
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