Michael Carpenter

Michael Carpenter is VP of Risk Management at Ncontracts, an Operational Risk Management /Regtech platform serving banks, credit unions, mortgage companies, and wealth management firms. A military veteran and former financial institution risk officer, he has spent more than 20 years working in writing and speaking on risk management topics,including TPRM, regulatory compliance, and enterprise risk management.

The Upside of Third-Party Risk Management is the third book in Ncontracts' Upside Series, co-authored with CEO Michael Berman.

It is a practitioner's guide to turning vendor oversight into strategic value — written for risk officers who know the floor was never the goal.