Terri McGray

Terri brings over three decades of experience in financial planning and wealth management, specializing in helping individuals navigate the complex transition into retirement. As the founder of Longevity Capital Management LLC, a boutique Registered Investment Advisor, she works closely with clients nationwide to align their financial strategies with the realities of longer life expectancies, evolving goals, and changing risk profiles.

Her work focuses on the critical decisions that arise not during the accumulation years, but at the point where income, timing, and life events intersect. She is particularly known for guiding clients through periods of significant transition, including retirement, loss of a spouse, and the shift from building wealth to sustaining it.

Terri is the author of the Retire Right series, including Retire Widowed, a practical and thoughtful guide for individuals who have lost a spouse before or during retirement. The book addresses both the emotional and financial complexities of navigating life on one income, helping readers make informed, confident decisions during a time of uncertainty.

In addition to her advisory work, Terri is an educator and speaker, presenting nationally on retirement planning, longevity, and the financial challenges facing today’s retirees. Her approach is grounded in experience, disciplined planning, and a clear understanding of the real-world decisions her clients face.