Ralph L. LoVuolo was the Founder of The Meadows Group in Dennis, MA. His firm provided financial and management advisory services to a wide range of companies in the manufacturing, retail and service industries for fifteen years. Now retired, Ralph usually entered such situations at the invitation of investors and/or lenders, and as an acting CEO would take the client through bankruptcy to a successful turnaround, or would maximize recoveries for investors and creditors. Ralph's unique experience provided him with a keen insight into what can go wrong with good companies and business ideas. Prior to that, Ralph had twenty-five years of management experience, including fifteen years as VP of Operations and Finance for two large, manufacturing and retail companies. He has a broad background in operations, finance, marketing and sales.