Michael J Smith

Michael lives in Sydney, Australia. He entered the business world at the age of twenty, but at twenty-three, he had a life-changing encounter with God—an experience that not only transformed him, but gave him a clear sense of meaning and purpose.

Michael is deeply passionate about helping people break free from burnout, stress, anxiety, depression, and darkness, guiding them to find life in God and to experience true love, joy, peace, and freedom in their soul.

For over two decades, he has devoted his life to encouraging others to invest in their wellbeing, their soul, and discover the fullness of life found in God.

The Human Bank™ is the fruit of that 20-year journey—a practical and faith-filled framework born out of lived experience, spiritual insight, and a deep commitment to whole-life wellbeing.