Terra Utter (a.k.a. T.M. Utter) and her husband Scott were married at 18 and already had a 6-month-old daughter and another daughter at 20 (but were married by then), and against all odds, and are still happily married over 35 years later. They have been part of many ministries all over the country, sharing their love for others and serving and inspiring others, and they would not have changed that for anything. She has a BA in Christian ministries and an MA in business leadership and is working through her doctorate. Terra uses the talents given by God to educate and inspire those around her and beyond. She writes from the heart, sharing personal stories and lessons learned over the years. Terra is a writer, course creator, and personal and professional consultant, sharing her expertise and insights and helping her clients achieve their individual successes.