Frank Gutta

Frank Gutta, CPA, PFS is a certified public accountant as well as a personal financial specialist and been in public practice for over 35 years. Prior to that he was with a national CPA Firm.

Frank is passionate about helping seniors retire in a safe secure way, without taking unnecessary stock market risk or the fear of running out of money in retirement.

Studies have shown that the biggest fear most seniors have is the fear of running out of money in retirement. Frank address this in this book by using his 4 bucket system. This system not only provides you ways to get an income stream that will last for the rest of your life, but also how to avoid unnecessary stock market losses and creative ways to pay for long term care.

This system also addresses how you can pass on assets to your next generation for pennies on the dollar, in a tax efficient way.