Sarah-Catherine Gutierrez (aka Ladysplaining Money) is the founder of Aptus Financial, national speaker, and co-founder of SAVE10—a campaign to empower women to save for life and retirement. She holds a BA from Salem College, an MPP from Harvard University, and the CFP® and CRPS® designations. But First, Save 10 is her first book. Find her at ladysplainingmoney.com.