Troy Adams was born in Miami,Florida in the mid 1980s. For most of my early life I was financially irresponsible. I managed to rack up about $30k in credit card debt. After my son was born, I began to take financial security serious. I searched for answers and guides on how I could get myself out of the hole I created. After reading countless books, I noticed I couldn't relate to most of them. If I couldn’t relate to them I knew others probably couldn’t either. I found great information from them but for the most part they weren’t written for the average person who worked the average 9 to 5 and made the average income. After taking little advice from some of those books I read, learning from my mistakes, and also learning from other people’s mistakes, I managed to pay off my credit card debt completely. I adopted new realistic spending habits and new realistic lifestyle habits that the average person can use in order to lead them and their family to financial stability. After accomplishing my financial goals I wanted to share the information and tactics I used to help others gain the same freedom.