Retired. Formerly, a bank examiner with a federal regulatory agency. Have been writing supernatural/fantasy fiction since the 1970's. Originally from California, where I lived from 1954 to 1985 (San Diego, La Jolla, Turlock) and where I attended various colleges (Stanislaus, UCSD, and National University). Inspiration for much of what I have written has been drawn from classic authors as well as from film and screen presentations. I currently live in New England.