Lisa Casey

Dear my friends,

- My name is Lisa Casey – I have been working in the banking industry for over 10 years and my job focus on personal finance research and methods to create passive incomes for retirement.

“Never stop chasing your dreams”, it is always my slogan. Since I was in university, my dream is having a happy family and solid financial resources in order to escape the rat race.

- After graduated, I joined the credit department of a bank and set up goals to learn as much as knowledge, create valuable relationships and devote myself to work. After 4 years of constant efforts, I became Director of the bank.

- Promotion, however, is just a part of my established process. I always keep in mind the plan to develop passive incomes and start my own business. In the first 7 years, I worked 16 hours per day; as a result, I achieved half of my way.

- I now have 3 kids; they sometime call me Tammy Harris. I have a family to take care of and cash flow that enough to cover everything after retirement.

- I was just like other people, maybe like you, found passion for myself – a passion, an ambition surrounded by tons of products, careers. I didn’t know my strength, didn’t know where to star and where to go. I felt into disappointment, but I never gave up my dreams. People called me “stubborn”, but kept going, until my first income stream established, and then I generated the second and the third stream…

- I always establish a detail plan, learn new experience and update necessary information in order to fulfill and complete it. I have resigned the bank and starting new way to control my life. I have more time for my family, especially my 3 kids… I don’t want to miss their childhood, as you know, childhood is only once in a lifetime. I really happy being accompanied them in this period of time.

- For me, family is the most important; it is a place to return. I wish to follow my own passion, my dreams because only if I fulfill myself with happiness that I could share it to my family, my children

- Beside family, I also want to develop my own values. Money is just a small part and can’t be compare to our self-values. Living with purposes; life is short so I want to live in a comfortable and valuable way. It is the most important.

Being a woman, I realize that I could create relationships, learn much more experience and be creative in working and living just like others. More importantly, when doing my favorite job, I feel my life is more interesting and meaningful.

*** With my experience, I hope you take a look on this and find if they are useful:

1. Establishing plan for your life:

- A life plan will show your determination to live in your own way, and to have mature thoughts of your life. Realizing what you want to do, Setting up your plan and following it.

- In this plan, you clarify objectives of each period of time in 1 year, 3 years, 5 years, 10 years, 20 years, 30 years and until you pass away. They include goals for your: family (number of children, family meetings, growing kids, living environment, relatives supports), health (periodic health examinations, traveling), relationships (kids, family, neighbors, friends, colleagues...), personal development (the images of a good mom, a successful woman, a great dad, a partner of international stature…), career, cash flow (follow years and in detail), assets (you need to realize the differences of assets and liabilities) and spiritual life.

2. Establishing plan for your retirement:

How bad is it if you are 50, 60 and your saving are getting smaller while expenses are increasing and your children may not be able to support you... Poor material life and even your health budgets are faded. Then you may regret:

• If I just create a more specific plan for money

• I wish I didn’t spend on luxury items, frequent parties and high-level services.

• Now I realize the importance of saving and wish to save more for my retirement.

• If I just invest in a business, I should have extra income to prevent “ACCIDENT” like this

And HAVING A RETIREMENT PLAN IS SIMPLER THAN YOU THINK:

• Understanding clearly your “financial problem”: determinate exactly your income, your expenses, and invest the rest in channels help you generate passive incomes for your retirement

• Making financial plans for your retirement

• Having working plan, saving money, investing in channels to create future income sources

• Establishing official plan for your “retirement” in 40 years old, 50 years old and 60 years old…

… And put those points into ACTION.

Do you dare to look at on the fact of your “financial problems”, face them and create better future life?

3. Always think about “WEALTHY”, and “NEVER GIVE UP YOUR DREAMS”. Keep the mindset “I CAN DO IT”, you should learn from many examples of successful people and make sure to stick with your goals.

4. Start-up to develop your passive incomes. In my personal opinion, you should:

- Realizing your own passion and strength. You should do things that you enjoy and don’t make you feel bored. Do it with your strength to create specials for your products, make it unique and unable to duplicate.

- Creating product clusters: a good product cluster should go through three layers and meet international development conditions (which mean it can be sold inside and outside country. For some countries, the value of $1 can be exchanged equally in many of the country’s current currencies that make bigger price than using local currency). The 3 layers are:

+ Layer 1: basic products with low price (< $30) and free products. The goal is to increase the traffic.

+ Layer 2: main products with fair price ($30 - $500).

Note: products of layer 1 and layer 2 must be digital products which mean process from selling to receiving money is performed automatically without any requirement to manufacturer such as producing, delivery or maintenance…

+ Layer 3: contain high price products (> $500), these products require time to sale like customer consultant…

- Establishing a detailed business plan for: revenue, cost, profit. Marketing research and development orientation…

- Building system: an automated business system contains:

+ Selling system

+ Payment system

+ Email network for customer service

+ Email marketing system

+ Support system

…..

*** Especially the affiliate system. This is the most effective selling system I have ever known. The most important is finding good sellers to sell your products. There are many ways to create and develop an affiliate system, you can learn from many successful people in the world.

5. The last thing to remember is: managing your money, my friends. In my opinion, “Earning money is important, and how to manage it even each penny is the same”.

You should have my support in,

1. Family balance management toolkit

2. Retirement compound interest calculator toolkit

3. Life plan template

4. Retirement plan template

If you really care about your family and financial situation, please share with me through email: lisa.tammy.amz@gmail.com.

I wish all the best will come on the path of your life.

Thanks and Best regards,

Lisa Casey.