Originally from France, Antoine Rempp has been in Canada for over a decade now, and feels extremely blessed to live in this beautiful country. Engineer by trade, he's been working across the province of Alberta for the last 6 years, having worked in the Eastern part of the country before that (Quebec and Ontario).
Shortly after moving to Alberta, him and his wife both experienced some financial challenges that were mostly due to their lack of education about money. They know what it feels like to have to write themselves cheques so they can access the money from their overdraft, just to make it to the end of the month. They know what it feels like to eat bread, peanut butter and jam for the last few days of the month until the next pay comes. They know the struggles of having their credit card refused at the gas station for insufficient fund. They've been there, they've been humbled and have suffered through those hard moments. Now looking back, Antoine believes that God carried them through this crisis, and blessed them with an opportunity to move to Fort McMurray where they would be able to get back on their feet.
Following those challenging times, Antoine decided to study and research his way out of debt. This journey was full of discoveries, surprises, some mistakes along the way, but he's happy to say that he's now well on his way to financial freedom.
Interesting fact, Antoine used to hate anything to do with life insurance, RRSPs, or other similar concepts for that matter, as he didn't understand any of it and found it so much easier to simply rely on someone else's advice than do his own research. Easier to close his eyes and keep moving. But as the last thing he wanted was to go back where he had been just a few years before, he persisted, studied after work hours and weekend, and finally got his life and accident & sickness insurance licenses, allowing him to start working in the financial industry on a part time basis.
He is now an insurance broker and has incorporated his own company under "Rempp Financial", and has probably read more books about finance then any other topic. His last few years in the financial industry have showed him the good and the bad: from lawsuits to prevent him from sharing the positive information with the public, to other companies offering products simply for the higher commissions, and Wall Street pulling strings everywhere... But he also got to meet people like Nelson Nash, Ray Poteet, Chase Chandler, Kim Butler and many more who share their wisdom with so much passion and delight. When he came across Nelson's first book and the Infinite Banking Concept, everything changed!
He used to sell life insurance but never really saw it more than a necessary benefit to families who would loose a loved one. While it is important, it still kind of sucked that someone had to die for the benefit to be provided. It doesn't have to be that way though, if the policy is properly designed, you will enjoy its LIVING benefits! Antoine's wife experienced first-hand the damages of poorly designed life insurance policies, as when her dad died, only 1 out of 4 policies paid out.
The Infinite Banking Concept however, allows one to use the life insurance as a financing tool during the living years, and as a death benefit when the time comes. It actually allows one to have more insurance than any insurance company would offer, at a very low cost overall, if set properly. As Nelson Nash says it in his books: "the need for finance far outweighs the need for death benefit".
Strong of his Engineering background, Antoine doesn't like to jump into anything without checking it from sun up to sun down. And he recommends you to do the same. When he discovered the concept through Nelson's first book, he went on a mission to learn as much as he could about the concept, not only because it was very intriguing to him, but also because he was very sceptical. He took as much training as he could, was the first Canadian to be recognized as an Infinite Banking Practitioner by Nelson's organization (Nelson Nash Institute), completed Pamela Yellen's "Bank on Yourself" certification, completed Ray Poteet's 3-level training, and read most of the books available on the market. In 2014, he also completed the amazing training offered by Todd Langford on his software Truth Concepts, which he recommends to anybody interested in learning the truth about money.
All this training and books were however based on the American application of the concept, which created a problem for Canadians who could be mislead thinking they could use the exact same strategy North of the border. In order to help Canadian get proper information and tools to benefit from the concept, Antoine partnered with an American author (Chase Chandler) and a Canadian author (Douglas Guest) to write a Canadian edition of The Wealthy Physician. One of his duties as an advisor and expert on the concept is to remain at the top of his game and learn as much as he can.
Following that first book that quickly ranked at the top of the selling charts in Canada, he and Doug worked with Kim Butler on "canadianizing" her first book called "Live Your Life Insurance". This project has now been completed, and the feedback on that second book is just as good as on the first one, if not better. This second book explains how whole life works, and how it can benefit your life while you're still living, if you set it properly.
God bless!