I am a hybrid of sorts. I majored in finance but I love people more than numbers. I left behind the corporate gray of banking for the colorful world of kids. I had three children and adopted two more. I am a very imperfect Merrill family manager and the director of iMOM.com. I love to analyze life, ponder possibilities, and pray for opportunity, which makes for a very busy and messy house! I live in Tampa, Florida, with my handsome husband—Family First founder and author Mark Merrill—and two, or depending on the day, up to five of my children ages seventeen to twenty-two. On those days, I happily forsake all other responsibilities to run a bed and breakfast and Laundromat for college students.