Robert J. Bernabe

Rob Bernabé is a twenty-five-year veteran of the financial services industry. Rob's goal is to create a consumer-led revolution of the mortgage industry. His teaching brings clarity and simplicity to mortgage consumers by placing information in their hands that will empower them to manage, minimize, and eliminate their mortgage debt. He serves on the financial stewardship team at Saddleback Church in Lake Forest, California, and is a frequent speaker on personal finance and life skills.

Rob began his career at KPMG, advising a wide variety of financial services companies, and later led several prominent mortgage companies, including E*TRADE Mortgage and the restructuring of H&R Block Mortgage. Rob was a pioneer in online mortgage lending, growing E*TRADE Mortgage from a small company to the one of the largest online lenders in the nation in less than three years. Under Rob's passion for consumer advocacy, E*TRADE shook the mortgage industry by becoming the first to widely offer upfront guaranteed mortgage pricing, and offering the nation's first portable mortgage.

He lives in Southern California with his wife, two children, and three dachshunds.