Michael J. Zwecher

Mike Zwecher is a leading expert on retirement income. He has created guidance, designed products, tools, and portfolio constructions that appeal to the financial advisor community and their clients. Mike Zwecher is currently engaged as part of a team of experts to develop the curriculum for the Retirement Income Industry Association's professional certification program.

Mike spent over ten years at Merrill Lynch, holding senior roles in Risk Management and Wealth Management. Mike left Risk well before the blowup, when he was asked to turn his attention to creating solutions of strategic value to clients. As a member of Wealth Management Group his mandate led him to develop and push a firm-wide initiative for retirement income.

Mike was born in Natick Massachusetts and remains a loyal, yet distant, fan of New England's teams. Mike earned degrees first at Framingham State College and Tufts University before completing a PhD in finance from the University of Wisconsin-Madison.

Prior to Merrill, Mike was a consultant with Deloitte, an assistant professor at the Graduate School of Business Administration at Fordham University, a visiting associate professor at the University of Wisconsin-Madison, and a lecturer at the University of Wisconsin-Whitewater. Prior to finishing school Mike worked as a security guard, a night-crew clerk, a produce clerk, a paperboy, a landscaper, and just about everything else that could be done to earn an honest buck.

As the offspring of a disabled veteran and a secretary (also a veteran) Mike knows how hard people work to scrimp and save for the future. Their money deserves better than to be treated as just another addition to Assets Under Management.