Jeffery Townsend is founder and president of Townsend, a financial planning and investment advisory firm specializing in retirement planning. The author has over thirty years of experience helping families to secure their financial futures. His first book, The Master Plan, was published in 2001. As empty nesters, Jeff and his wife hope to discover more of America. They have two beautiful daughters, Nellie and Emma, who are starting their careers as they journey into adulthood! Their goldendoodles have captured their hearts and become part of their family! Outside of the office, Jeff enjoy cruising the countryside on his Harley, hiking, golfing, skiing, snowshoeing and spending time outdoors.