Howard Dayton founded Crown Ministries in 1985 and developed a remarkably effective small group financial study. Crown Ministries merged with Larry Burkett's Christian Financial Concepts in September 2000 to form Crown Financial Ministries, the world's largest financial ministry. His life-long passion for applying God's principles to financial management dates back to 1974 when a business partner challenged him to study the Scriptures to discover what God teaches about handling money. The result has been a series of book clearly explaining God's principles for handling money: "Your Money: Frustration or Freedom, Your Money Counts, Free and Clear," and his most recent book, "Your Money Map." Howard and his wife, Beverly, reside in Gainesville, Georgia and have two children.