Keith R. Fevurly, Esq., CFP , holds graduate degrees in finance, law, and taxation. He is retired from MSU Denver, Denver, Colorado, where he was a Senior Lecturer in Finance for 12 years, teaching all courses in the Personal Financial Planning undergraduate degree program at MSU Denver. He has been an estate planning attorney for over 30 years and maintains an investment advisory practice in Centennial, Colorado with Integra Financial, Inc. He is the author of several books for the financial planner and financial planning consumer, including Planning for the Elderly: A Financial Guide to Aging; Plan your Financial Future: A Comprehensive Guidebook to Growing Your Net Worth; and The Handbook of Professionally Managed Assets: A Definitive Guide to Profiting from Pooled Investments.