How to Identify a Qualified Advisor
Choosing a financial professional shouldn’t feel confusing, intimidating, or risky — especially when your money, future, and peace of mind are on the line.
How to Identify a Qualified Advisor is a practical, no-nonsense wealth management guide written by a seasoned professional who believes informed clients make better decisions. This trusted advisor book is designed for readers who want clarity, confidence, and protection — not sales pressure or jargon.
Written as one of today’s business books written by women, this guide reflects real-world experience and feminine expertise grounded in accountability, transparency, and common sense. It speaks directly to women giving women advice — and to anyone who wants straightforward guidance they can trust.
Inside, you’ll learn how to:
• Understand the critical differences between advisors, consultants, coaches, and sales representatives
• Verify credentials and licenses — and know which ones actually matter
• Recognize red flags before you commit your money or personal information
• Evaluate first impressions without being swayed by charm or marketing
• See through testimonials, titles, and hype to assess real value
• Know when and why a second opinion protects your financial future
This book delivers clear, confident women advice for navigating one of the most important financial decisions you’ll ever make — choosing who gets access to your money and your trust.
Whether you’re early in your financial journey or reassessing existing relationships, this woman advice guide helps you take control, ask better questions, and make informed choices with confidence.
Includes complimentary audiobook access.
Amy Rose Herrick launched Money With Amy in late 2014 to enable her to share her wisdom and expertise acquired in her 30-plus years of experience in the financial services field.
She is a Chartered Financial Consultant (ChFC).
In 1991 Amy expanded her professional expertise and ongoing licensing becoming a qualified Insurance Agent for Life, Disability, Critical Illness, Long Term Care and Air Ambulance coverages. She also shifted her focus from corporate clients to an individual and small business clientele and she secured her series 6 & 63 securities representative licensing. Not satisfied that she had all the planning tools needed to advise clients to the best of her ability in changing economic climates, in the early 90's she also took the necessary training and ongoing educational hours necessary to secure her ability as a tax professional.
Amy's financial planning articles have appeared in numerous publications. She has accepted short term assignments for regular newspaper columns on specific items of public interest in addition to her private practice demands. She was selected to contribute two chapters to books that were collaborative efforts between multiple professionals.
In addition to her writing and other business activities, Amy is a dynamic public speaker who is able to engage with her audiences by breaking down complex concepts into manageable ideas that are easily understood using custom designed presentations.
Amy's planning expertise extends into situations that encompass corporate, individual and small business financial issues related to cash flow, debt structure, income tax reduction, charitable giving, business succession plans, mental or physical incapacity at any age, life insurance settlements for unwanted policies and overall estate planning.
Amy and her family relocated from the Midwest to call the beautiful island of St. Croix their family home in early 2011.
Amy continues to serve a wide range of clients on the U.S. mainland coast to coast as well as clients residing in the US Virgin Islands.
She loves to travel and has a flair for art in her free time.
