Taking Shelter
Language: English
Published by Practical Action Publishing, GB, 2020
- Hardcover
- New
Seller: Rarewaves USA, HEBRON, KY, U.S.A.Rarewaves USA
AbeBooks seller since June 10, 2025
Condition: New
£ 108.64
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Add to basketSeller Inventory # LU-9781788530330
- Title
- Taking Shelter
- Author
- Daniel Rozas
- Publisher
- Practical Action Publishing, GB
- Publication year
- 2020
- Condition
- New
- Binding
- Hardback
- Language
- English
- ISBN 10
- 1788530330
- ISBN 13
- 9781788530330
- Item weight
- 600 grams
Taking Shelter: Housing Finance for the World's Poor explores recent innovations in housing microfinance, presented by the innovators themselves: from field researchers and financial providers, to investors and regulators. It is a key reference to any reader interested in expanding housing finance for the world's poor.
How do low-income families, representing some 70% of the world's population, finance home building and improvements - and how is the financial sector, from microfinance institutions and banks to investors and regulators, changing to serve their needs?
The practice of housing microfinance has evolved substantially, with a large number of innovations across the entire housing financing ecosystem. New research methodologies, such as financial diaries, have yielded a deeper and more nuanced understanding of how poor households use finance, both formal and informal, to construct their homes.
The housing finance industry is also growing. The home improvement loans that are at the heart of housing microfinance are offered in hundreds of institutions, leading to important lessons on how they work. Meanwhile, a new class of institutions - micro-mortgage lenders - have emerged to fill the space between housing microfinance and traditional mortgage lending.
On the funding side, debt funding is now available to finance or re-finance housing microfinance loans; while other investors have carved out a new role for equity investing in housing finance - showing the critical role that private investors can play. And now a new breed of public wholesale financing has emerged, showing the catalytic role public sector investment can play in encouraging housing finance markets in their countries.
This volume explores recent innovations in housing microfinance, presented by the innovators themselves: a range of leading experts in the field, from field researchers and financial providers, to investors and regulators. It is a key reference to any reader interested in expanding housing finance for the world's poor.
"Synopsis" may belong to another edition of this title.
About the Author
Patrick McAllister finds innovative finance solutions for some of the world’s most challenging problems related to poverty and inequality. His experience in housing began at the US Department of Housing and Urban Development and he was Habitat for Humanity’s Asia Director of Housing Finance from 2010 to 2015. Currently, in addition to housing finance, he is focusing on the problem of plastic in the ocean.
Daniel Rozas is a senior microfinance expert at e-MFP and a consultant and researcher on a broad range of financial inclusion topics. Prior to his microfinance career, Daniel worked for the US mortgage investment company Fannie Mae during 2001–2008, where he had first-hand experience with the extraordinary boom-and-bust cycle that took place in the US mortgage market during this period.
"About the title" may belong to another edition of this title.
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