The Special Needs Trust and ABLE Account Guide: Protecting Your Disabled Child’s Financial Future and Government Benefits Without Losing Medicaid or SSI
Language: English
Published by Nursing Knowledge Press, 2026
- Softcover
- New
Seller: California Books, Miami, FL, U.S.A.California Books
AbeBooks seller since October 27, 2023
Condition: New
£ 14.00
Quantity: Over 20 available
Add to basketSeller Inventory # I-9781764768603
- Title
- The Special Needs Trust and ABLE Account Guide: Protecting Your Disabled Child’s Financial Future and Government Benefits Without Losing Medicaid or SSI
- Author
- Garner, Jim Steve
- Publisher
- Nursing Knowledge Press
- Publication year
- 2026
- Condition
- New
- Binding
- Soft cover
- Language
- English
- ISBN 10
- 1764768604
- ISBN 13
- 9781764768603
When a parent's standard will becomes a danger to the child it was meant to protect
A direct inheritance can push a disabled beneficiary above the $2,000 asset limit that governs Supplemental Security Income. When that limit is breached, SSI stops, and in most states, Medicaid stops with it, often within the same month. This is not a rare complication. It is what happens by default when the specific legal structures required for a disabled beneficiary are not in place. For parents who have spent years building a support system around a child with a lifelong disability, standard estate planning is not a solution. It is a risk.
What this book helps you do
This guide walks parents, legal guardians, and trustees step by step through the process of establishing, funding, and administering a Third-Party Special Needs Trust alongside an ABLE account. You will learn how the $2,000 SSI resource limit works, why standard wills and beneficiary designations can inadvertently destroy government benefits, and how a properly structured trust protects assets without removing a beneficiary's eligibility for SSI and Medicaid. The book covers the 2026 ABLE Account expansion that raised the disability onset eligibility age from 26 to 46, updated contribution limits, the ABLE-to-Work provision, and how to coordinate the ABLE account and the Special Needs Trust as a unified planning system rather than competing alternatives.
What makes this guide different
This is the only consumer-facing reference updated through 2026 that provides a complete trustee operations manual, a beneficiary designation audit covering every asset class that passes outside a will, and the SNT and ABLE account coordination framework in a single, sequenced guide. It includes a full Letter of Intent template, a plain-language family communication document for relatives whose own estate plans could inadvertently disqualify a disabled beneficiary from benefits, and an annual review system for keeping the plan current as laws and contribution limits change.
This book is for readers who
want to understand how a Third-Party Special Needs Trust protects government benefits and how to set one up without being a lawyer. It is for parents concerned that a current life insurance policy, retirement account, or will is routing assets in a way that would cost their child their Medicaid coverage. It is for family members serving as trustees who want a practical compliance reference for day-to-day distribution decisions. It is for grandparents, aunts, and uncles who want to support a disabled loved one in their own estate plans without accidentally creating an eligibility crisis. It is for any professional advisor who needs a current, consumer-level resource to recommend.
For parents who want to protect their child's government benefits and financial future with clarity and confidence, this book provides a practical, current, and structured guide through every step of the planning process.
"Synopsis" may belong to another edition of this title.
California Books
Miami, FL, U.S.A.
AbeBooks seller since October 27, 2023
Shipping rates within U.S.A.
| Item | 3 to 7 business days | 2 to 5 business days |
|---|---|---|
| First item | £ 0.00 | £ 9.06 |
Payment methods
Store description
We have 20 years experience selling books worldwide! Friendly customer support. Your satisfaction guaranteed!
Specialty
All authorized categoriesSeller's business information
Miramar International Services LLC
FL, U.S.A.
Right of withdrawal
If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.
Information regarding the right of withdrawal
Statutory right to withdraw
You have the right to withdraw from this contract within 14 days without giving any reason.
The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.
To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.
To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.
Effects of withdrawal
If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).
We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.
We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.
We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.
We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.
You shall send back the goods or hand them over to California Books, Fort Wayne, Indiana, U.S.A., without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.
Exceptions to the right of withdrawal
The right of withdrawal does not apply to:
- The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
- The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.