No Slack: The Financial Lives of Low-Income Americans
Language: English
Published by Brookings Institution Press, 2012
- Hardcover
- Used
Seller: Mispah books, Redhill, Surrey, United KingdomMispah books
AbeBooks seller since April 15, 2021
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- Title
- No Slack: The Financial Lives of Low-Income Americans
- Author
- Barr, Michael S.
- Publisher
- Brookings Institution Press
- Publication year
- 2012
- Condition
- Good
- Book Type
- book
- Binding
- Hardcover
- Language
- English
- ISBN 10
- 0815722338
- ISBN 13
- 9780815722335
No Slack shows us why these families were the least prepared to handle the shock of the deep recession. This pivotal analysis focuses on the Detroit metropolitan area's low- and moderate-income neighbourhoods, which are similar to those of other Rust Belt communities. The Detroit Area Household Financial Services study ―conducted at the height of the subprime lending boom ―examines these households' decision-making processes, behaviours, and attitudes toward a full range of financial transactions.
No Slack reveals widespread problems in home mortgage lending, the common threads among people who file for bankruptcy, the reasons so many households are unbanked, and how behaviourally informed financial regulation can make the market work better. Drawing on his deep policy experience, Michael Barr advocates helping families seek financial stability in three primary ways: enhancing individuals' financial capability, using technology to promote access to financial products and services that meet their needs, and establishing strong protections for consumers.
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Mispah books
Redhill, Surrey, United Kingdom
AbeBooks seller since April 15, 2021
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