Private Voluntary Health Insurance: Consumer Protection and Prudential Regulation
Alexander S. Preker
ISBN 10: 0821387561 ISBN 13: 9780821387566
Published by World Bank Publications, 2012
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Paperback / softback
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Synopsis:
Health insurance can offer protection against catastrophic medical expenses and improve access to health care. There are, however, imperfections in the insurance market that require intervention such as asymmetry of information between the policy holder and the insurance company, moral hazard that can occur on the side of the insured or the provider of health services, risk selection that may lead to cream skim a particular market, and others. To encourage the effective development of Voluntary Private Health Insurance, it will be necessary for policymakers to establish and enforce regulatory standards that will attempt to correct inefficiencies from market failures and that will achieve desired social objectives.
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Bibliographic Details
Title: Private Voluntary Health Insurance: Consumer...
Publisher: World Bank Publications
Publication Date: 2012
Binding: Paperback / softback
Condition: New