Personal Financial Planning (Hardcover)
Language: English
Published by Wavecloud Corporation, 2026
- Hardcover
- New

Seller: CitiRetail, Stevenage, United KingdomCitiRetail
AbeBooks seller since June 29, 2022
Condition: New
£ 24.99
Quantity: 1 available
Add to basketItem description from seller
Hardcover. Personal finance is something everyone deals with, but few people are ever taught how it actually works.Personal Financial Planning is a practical guide to understanding money, managing financial decisions, and building long-term financial stability. It is written for real life, not idealized scenarios, and focuses on the skills people need at different stages of adulthood, from early career decisions to long-term financial security.Rather than offering shortcuts or trends, this book explains the fundamentals of budgeting, saving, investing, debt management, career planning, and financial systems in a clear, structured way that readers can apply immediately.A Clear Guide to Financial Literacy and Smart Money DecisionsThis book takes a broad, realistic view of personal finance. Financial decisions are shaped by income, career choices, family responsibilities, health, age, and economic conditions. Personal Financial Planning shows how all of these factors connect, and how to plan effectively within them.You'll learn how to: Build a strong foundation in personal finance and financial literacySet SMART financial goals for short-, mid-, and long-term planningCreate and manage a realistic budget and cash flow planUnderstand credit scores, debt, and responsible borrowingBuild emergency savings and manage cash efficientlyMake informed saving and investing decisions over timePlan for retirement, asset protection, and income securityAlign career development and income growth with financial goalsUnderstand banks, financial institutions, and the modern financial systemUse digital banking and electronic financial tools safely and effectivelyEach topic is explained in straightforward language, with examples grounded in everyday financial situations.A Practical Reference You Can Return toPersonal Financial Planning is meant to be used, not skimmed once and forgotten. Whether you're starting your financial journey or reassessing your current plan, this book provides a reliable framework you can return to as your goals, income, and responsibilities evolve.If you're looking for a clear, grounded guide to personal finance, money management, and long-term financial planning, this book offers the foundation.Publisher: BookFuel Master your money, build lasting wealth, and secure your future. This is the essential, real-world guide to financial stability, from budgeting and saving to investing and retirement. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability.…
Seller Inventory # 9781535605465
- Title
- Personal Financial Planning (Hardcover)
- Author
- Dr Kenneth J. Welch
- Publisher
- Wavecloud Corporation
- Publication year
- 2026
- Condition
- new
- Binding
- Hardcover
- Language
- English
- ISBN 10
- 1535605464
- ISBN 13
- 9781535605465
Personal finance is something everyone deals with, but few people are ever taught how it actually works.
Personal Financial Planning is a practical guide to understanding money, managing financial decisions, and building long-term financial stability. It is written for real life, not idealized scenarios, and focuses on the skills people need at different stages of adulthood, from early career decisions to long-term financial security.
Rather than offering shortcuts or trends, this book explains the fundamentals of budgeting, saving, investing, debt management, career planning, and financial systems in a clear, structured way that readers can apply immediately.
A Clear Guide to Financial Literacy and Smart Money Decisions
This book takes a broad, realistic view of personal finance. Financial decisions are shaped by income, career choices, family responsibilities, health, age, and economic conditions. Personal Financial Planning shows how all of these factors connect, and how to plan effectively within them.
You’ll learn how to:
- Build a strong foundation in personal finance and financial literacy
- Set SMART financial goals for short-, mid-, and long-term planning
- Create and manage a realistic budget and cash flow plan
- Understand credit scores, debt, and responsible borrowing
- Build emergency savings and manage cash efficiently
- Make informed saving and investing decisions over time
- Plan for retirement, asset protection, and income security
- Align career development and income growth with financial goals
- Understand banks, financial institutions, and the modern financial system
- Use digital banking and electronic financial tools safely and effectively
Who This Book Is For
- Students and young adults learning personal finance for the first time
- Working professionals seeking better money management skills
- Individuals interested in budgeting, investing, and retirement planning
- Readers who want a structured approach to financial planning
- Anyone looking to improve financial confidence without hype or shortcuts
A Practical Reference You Can Return to
Personal Financial Planning is meant to be used, not skimmed once and forgotten. Whether you’re starting your financial journey or reassessing your current plan, this book provides a reliable framework you can return to as your goals, income, and responsibilities evolve.
If you’re looking for a clear, grounded guide to personal finance, money management, and long-term financial planning, this book offers the foundation.
Publisher: BookFuel
"Synopsis" may belong to another edition of this title.
CitiRetail
Stevenage, United Kingdom
AbeBooks seller since June 29, 2022
Shipping rates from United Kingdom to U.S.A.
| Item | 7 to 14 business days | 7 to 60 business days |
|---|---|---|
| First item | £ 37.00 | £ 37.00 |
Payment methods
Store description
Online business
Seller's business information
ABC BOOKS LIMITED
10 John Street
London, United Kingdom WC1N 2EB
Terms of sale
Orders can be returned within 30 days of receipt.
Right of withdrawal
If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.
Information regarding the right of withdrawal
Statutory right to withdraw
You have the right to withdraw from this contract within 14 days without giving any reason.
The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.
To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.
To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.
Effects of withdrawal
If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).
We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.
We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.
We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.
We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.
You shall send back the goods or hand them over to CitiRetail, Stevenage, United Kingdom, without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.
Exceptions to the right of withdrawal
The right of withdrawal does not apply to:
- The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
- The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.
Shipping terms
Please note that titles are dispatched from our US, Canadian or Australian warehouses. Delivery times specified in shipping terms. Orders ship within 2 business days. Delivery to your door then takes 7-14 days.