Personal Finance
George Callaghan,Ian Fribbance,Martin Higginson
Language: English
Published by John Wiley & Sons 09/10/2006, 2006
- Softcover
- Used

Seller: AwesomeBooks, Wallingford, United KingdomAwesomeBooks
AbeBooks seller since November 28, 2006
Condition: Used - Very good
£ 3.25
Quantity: 5 available
Add to basketItem description from seller
Seller Inventory # 7719-9780470028551
- Title
- Personal Finance
- Author
- George Callaghan,Ian Fribbance,Martin Higginson
- Publisher
- John Wiley & Sons 09/10/2006
- Publication year
- 2006
- Condition
- Very Good
- Binding
- Soft cover
- Language
- English
- ISBN 10
- 0470028556
- ISBN 13
- 9780470028551
High levels of unsecured debt, diminishing pensions, and rising student fees are just some of the mounting financial challenges we face today – are we equipped to cope?
Personal Finance is an innovative new book aimed at anyone who would like to build ability and confidence in making financial decisions. It distils important but complex concepts into useable form and relates them to actual experience.
Effective money management skills are key, not just now but throughout your life, and a four–step practical financial planning model helps you identify and evaluate potential choices and update personal financial plans according to lifestyle changes.
Written by a team of academic and teaching specialists in Economics and Business, this is a ‘must have’ book for anybody that wants their money to work as hard as they do!
Coverage includes:
- Income, expenditure, and budgeting
- Borrowing and debt
- Savings and investments
- Housing
- Financial Balance Sheets
- Pensions and retirement planning
- Caring and sharing
- Insurance
“I actually found this quite mouth watering and couldn′t help agree with the authors that this is an area that is becoming increasingly important and probably not catered for in the book market.”
Andrew Hutchinson, Nationwide Building Society
“I have read the Synopsis and three draft chapters of ‘Personal Finance’ with interest and feel sure that the proposed book will prove a valuable tool in the quest to achieve a greater degree of financial literacy in the UK. Overall, I think the proposal is one which is much needed, well thought out and should be very well received by a wide potential readership.”
Mike Griffiths, Associate Consultant with the Chartered Institute of Public Finance and Accountancy
“In its standalone capacity the public will buy it as a reference to personal money management, which is not yet really considered a ′science′ by the masses. They buy DIY books to understand how to hang shelves, but do not currently appreciate there is ′best practice′ available that will assist them in making the best decisions regarding their finances and their future ."
Keith Taylor, General Manager UK Sales – Lloyds TSB
About the Authors:
George Callaghan, Ian Fribbance and Martin Higginson are Lecturers, Department of Economics, The Open University. Contributing authors include published experts in economics, investment, consumer spending, money management, distance learning; and the former head of Money Group at WHICH? magazine.
"Synopsis" may belong to another edition of this title.
About the Author
Ian Fribbance is an economist particularly interested in making the subject accessible to new groups of students. Like George Callaghan he has experience of distance learning and is also a lecturer in the department of Economics at the Open University.
Martin Higginson is a lecturer in the department of Economics at the Open University.
"About the title" may belong to another edition of this title.
AwesomeBooks
Wallingford, United Kingdom
AbeBooks seller since November 28, 2006
Shipping rates from United Kingdom to U.S.A.
| Item | 4 to 15 business days | 4 to 15 business days |
|---|---|---|
| First item | £ 4.12 | £ 4.12 |
Payment methods
Store description
Specialty
Used Books, New BooksSeller's business information
WRAP Ltd
Unit 4,, 119 Loverock Road
Reading, United Kingdom RG30 1DZ
Terms of sale
All our books are used in either Good or Very Good condition. Should there be any problems after purchase email us and we will sort it out to your satisfaction.
Right of withdrawal
If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.
Information regarding the right of withdrawal
Statutory right to withdraw
You have the right to withdraw from this contract within 14 days without giving any reason.
The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.
To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.
To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.
Effects of withdrawal
If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).
We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.
We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.
We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.
We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.
You shall send back the goods or hand them over to AwesomeBooks, Wallingford, United Kingdom, without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.
Exceptions to the right of withdrawal
The right of withdrawal does not apply to:
- The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
- The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.
Shipping terms
We try to keep our shipping terms as simple as possible.