Orchestrate Your Legacy: Advanced Tax & Legacy Planning Strategies

BOB CROSETTO is a graduate of the University of Washington with a Master’s in Counseling from Seattle University and has been in the life insurance industry as a financial strategist for over thirty-five years. He is skilled at bringing experts to the table to help clients structure their unique legacy plans. Every situation is different but the goals are similar from saving on taxes, maintaining a lifestyle and providing for the future. Orchestrate Your Legacy is the result of Bob’s vision to provide individuals, families and businesses with the knowledge of what’s available and possible in legacy planning. No single financial instrument can address all that is needed to protect and provide for the future. Bob and his wife, Pam, live in Clyde Hill, WA and enjoy seven children and fifteen grandchildren.

RICK D. BAILEY, JD, MAcc, CFP® is the President of Camas Consulting, Inc., located in Vancouver, Washington where he specializes in advanced case design for estate, business and financial planning. Rick is a certified financial planner, holds both a BS in Accounting and Master of Accountancy/Taxation from Brigham Young University, a Juris Doctorate from the University of Idaho, and is an inactive member of the Washington State Bar Association. After beginning his professional career in 1995 as an estate planning attorney in Salt Lake City, Utah, Rick went on to establish his own law practice and financial planning firm in Idaho. Rick built a successful practice that focused on the needs of high net worth and high incomeproducing individuals and business owners. He provided planning and consulting services for clients seeking to reduce income and estate taxes, prepare descendants for their inheritance and retain their wealth under family control. In 2005, Rick began working in the life insurance industry where he held various positions such as Advanced Planning Specialist and Regional Marketing Director. Rick’s responsibilities included assisting successful advisors in developing client and professional relationships, utilizing advanced planning techniques, and providing point of sale services. In his spare time, Rick enjoys traveling and staying active at the gym and outdoors; and spending valuable time with his wife, five children, and a growing number of grandchildren.

THOMAS J. BENO is the president of Karlsberg International Insurance Corporation, LTD in San Pedro, Belize. He holds a BS in Finance from Montana State University, and has spent the last 20 years as a financial consultant. His broad experience includes lending, real estate, life insurance, and securities sales. As he now works offshore, he brings some international experience to the table, offering structures, strategies, and investments. He is passionate about helping clients find alternative offshore strategies to enhance asset protection, reduce taxes, and provide access to international investments. Thomas is a private pilot, loves fly-fishing, and is now learning how to scuba dive.