Stop creditors. Get more time to payChapter 13 bankruptcy offers unique debt solutions not available in Chapter 7 bankruptcy. Yes, you’ll pay into a repayment plan. But your money will go toward the debts that matter most—like your mortgage, car loan, support obligations, and taxes. Remaining debts, such as credit card balances, medical bills, and utility bills, usually get only a fraction of what you owe.
Some of Chapter 13 bankruptcy’s other features include allowing filers to:
- keep all property
- avoid foreclosure and vehicle repossession
- pay the fair market value for a car, and
- stop lawsuits, wage garnishments, and bank levies.
This revised edition covers all the latest changes in bankruptcy and is eco-friendly—we’ve moved many tables and forms online!
With Downloadable Worksheets and Sample Forms Get more than 40 additional resources, including samples of completed bankruptcy forms, fillable financial worksheets, current income and exemption charts, motions, and more (details inside).
If you’re considering filing for Chapter 13 bankruptcy, this guide is for you.
Chapter 13 Bankruptcy simplifies the process so you’ll know:
- how much you’ll pay in a repayment plan
- what it takes to keep a home or car
- which debts will be erased when the case ends
- how to rebuild credit after bankruptcy, and
- how to find and hire the right lawyer.
The newest edition contains legal updates, state-specific bankruptcy charts, and more.