Money When Everything Is Expensive : A Practical Guide to Saving, Spending, Managing Debt, and Building Wealth in a High-Cost World
Language: English
Published by Amazon Digital Services LLC - Kdp Aug 2026, 2026
- Softcover
- New
Seller: AHA-BUCH GmbH, Einbeck, GermanyAHA-BUCH GmbH
AbeBooks seller since August 14, 2006
Condition: New
£ 24.11
Quantity: 2 available
Add to basketItem description from seller
Neuware.
Seller Inventory # 9798194690992
- Title
- Money When Everything Is Expensive : A Practical Guide to Saving, Spending, Managing Debt, and Building Wealth in a High-Cost World
- Author
- Gerald Mbago
- Publisher
- Amazon Digital Services LLC - Kdp Aug 2026
- Publication year
- 2026
- Condition
- Neu
- Binding
- Taschenbuch
- Language
- English
- ISBN 13
- 9798194690992
- Item weight
- 168 grams
- Dimensions
- 229x152x6 mm
There is a strange financial experience that many working people now share. Your salary may be higher than it was a few years ago. You may have received a promotion, changed jobs, or reached an income level that once sounded comfortable. Yet the money seems to disappear faster than before.
The grocery bill is larger. Rent is higher. Mortgage payments can be heavier. Insurance costs more. Fuel and public transport take more. Childcare, healthcare, utilities, travel, and ordinary leisure can all absorb a larger share of income. Even small purchases that once felt insignificant now receive more attention.
This creates a frustrating contradiction: you appear to be doing better financially, but you do not feel better financially.
That feeling is not always the result of careless spending. Sometimes the economic environment has changed faster than household incomes. A person can receive a pay rise and still lose purchasing power. A family can make reasonable decisions and still feel squeezed by housing, food, debt, transport, and childcare.
But there is another truth that matters just as much: you cannot control the price of everything, but you can control the structure of your financial life.
This is not a book about becoming rich overnight. It does not promise a secret investment, a perfect budget, or a shortcut that removes every financial problem. It will not tell you that the answer to an unaffordable home is simply to stop buying coffee. And it does not assume that every reader has the same salary, family responsibilities, benefits, tax system, or access to financial products.
This book is about building a personal financial system that still works when life is expensive.
It will help you answer practical questions. How much cash should you keep? Should you pay debt or invest? What makes a car unaffordable even when the monthly payment looks manageable? How do you save when there never seems to be “extra” money? What should happen first: an emergency fund, retirement contributions, or a debt payoff plan? How do you protect your household if income falls? How do you build wealth when housing and everyday costs consume so much of your pay?
The answers require more than one rule. Personal finance is a sequence. You stabilise cash flow. You create breathing room. You build a buffer. You control high-cost debt. You protect against catastrophic risks. You increase earning power. You invest consistently. Then you allow time to work.
Financial security is rarely created by one dramatic decision. It is usually created through ordinary decisions repeated for years: spending less than you earn, keeping enough cash to absorb shocks, avoiding expensive debt, improving your earning capacity, protecting against large losses, investing regularly, and resisting the temptation to expand your lifestyle every time your income rises.
None of those ideas is glamorous. That is precisely why they are useful.
Everything may be expensive. You still need a system.
"Synopsis" may belong to another edition of this title.
Shipping rates from Germany to U.S.A.
| Item | 7 to 10 business days | 5 to 7 business days |
|---|---|---|
| First item | £ 29.31 | £ 37.69 |
Payment methods
- Bank Wire Transfer
- Check
- Paypal
Store description
Das Unternehmen AHA-BUCH GmbH: Seit der Gründung von AHA-BUCH im Juli 2005 ist unser Hauptziel, zufriedenen Kunden so schnell und so preisgünstig wie möglich ihren Bücherwunsch zu erfüllen. Unsere Firma beschäftigt 16 Mitarbeiter, die nur ein Ziel kennen: den Kunden und seine Wünsche! Auf über 3700 m2 Fläche haben wir über 100.000 Bücher, Modernes Antiquariat und Spiele auf Lager.
Specialty
Kinderbücher & Kinderhör Casetten, German Books, Software, Natur & Tiere, Ratgeber, Sachbücher, Englische Bücher, Medizin & Gesundheit, Universität & StudiumSeller's business information
AHA-BUCH GmbH
Garlebsen 48
Einbeck, Germany 37574
Terms of sale
Imprint
Seller Info:
AHA-BUCH GmbH
represented by the managing director Christel Glass
Garlebsen 48
37574 Einbeck
Deutschland
Telefon: 055639996039
Telefax: 055639995974
E-Mail: abebooks@aha-buch.de
USt-IdNr.: DE261904229
registered at Commercial register Amtsgerichtes Göttingen
Handelsregisternummer HRB 200691
Alternative dispute resolution:
The European Commission provides a platform for out-of-court online dispute resolution (ODR platform), which can be accessed under https://ec.europa.eu/odr.
We have been a member of the "FairCommerce" initiative since 25.05.2018.
For more information, see www.fair-commerce.de.
Right of withdrawal
If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.
Information regarding the right of withdrawal
Statutory right to withdraw
You have the right to withdraw from this contract within 14 days without giving any reason.
The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.
To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.
To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.
Effects of withdrawal
If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).
We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.
We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.
We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.
We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.
You shall send back the goods or hand them over to AHA-BUCH GmbH, Einbeck, Germany, without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.
Exceptions to the right of withdrawal
The right of withdrawal does not apply to:
- The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
- The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.
Shipping terms
We ship your order after we received them
for articles on hand latest 24 hours,
for articles with overnight supply latest 48 hours.
In case we need to order an article from our supplier our dispatch time depends on the reception date of the articles, but the articles will be shipped on the same day.
Our goal is to send the ordered articles in the fastest, but also most efficient and secure way to our customers.