Microfinance and Poverty Alleviation : A Case Study of Al-Darb Al-Ahmar District in Cairo, Egypt

Language: English

Published by LAP LAMBERT Academic Publishing, 2012

3848409631 / 9783848409631

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nach der Bestellung gedruckt Neuware - Printed after ordering - This thesis tests whether microcredit offered by MFIs succeeded, from the perspectives of beneficiaries, in reducing the poverty of borrowers in poor areas in Cairo using the example of First Microfinance as a case study. The data was gathered using a tailored questionnaire on a sample of 151 beneficiaries. A linear regression model is used with the dependent variable as the difference in wealth indices before and after acquiring the loan and a set of independent variables. Microfinance showed a positive effect on poverty reduction but with a small magnitude. The results show that the lack of training provided to beneficiaries and the haphazard types of micro-projects are the main reasons for this limited effect. This conclusion was also validated using a qualitative research. It is highly recommended to have a governmental supervisory entity which ensures that Microfinance Institutions (MFIs) are providing sufficient training sessions to all beneficiaries prior to releasing loans. The existing Non-governmental Organizations (NGOs) law should be modified in a manner that supports emphasis on training and monitoring of beneficiaries as mandatory for MFIs to obtain licenses.

Seller Inventory # 9783848409631

Title
Microfinance and Poverty Alleviation : A Case Study of Al-Darb Al-Ahmar District in Cairo, Egypt
Author
Noran Farag
Publisher
LAP LAMBERT Academic Publishing
Publication year
2012
Condition
Neu
Binding
Taschenbuch
Language
English
ISBN 10
3848409631
ISBN 13
9783848409631
Item weight
137 grams
Dimensions
220x150x5 mm

AHA-BUCH GmbH

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