Making College Pay: An Economist Explains How to Make a Smart Bet on Higher Education
Language: English
Published by Penguin Young Readers, 2021
- Hardcover
- Used
Seller: World of Books Inc, Montgomery, IL, U.S.A.World of Books Inc
AbeBooks seller since March 23, 2026
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A leading economist makes the case that college is still a smart investment, and reveals how to increase the odds of your degree paying off. The cost of college makes for frightening headlines and politics. The outstanding balance of student loans is over $1.5 trillion nationally, while tuitions continue to rise. And with most students currently attending classes remotely from their dorm or childhood bedrooms, we have to wonder: Is college really worth it? From a financial perspective, the answer is yes, says economist Beth Akers: the average college graduate earns a million dollars more over their lifetime than someone without a degree. And the most elite 4-year colleges deliver 15 percent return on investment--double that of the stock market. Moreover, despite all the horror stories about burdensome student debt, most graduates actually owe very little in monthly payments, relative to their income. Yes, college is expensive. But when we look at college for what it is - an investment in future opportunities, job security, and earnings - Akers argues, we see that the price isn't the problem: it's the risk that your investment might not pay off. In Making College Pay, she shows how to stack the deck in your favor by making smart choices about where to go, what to study, and how to pay for it. Readers will learn: - Why choosing the right major matters more than where you enroll - The best metric for picking a college (hint: not prestige, selectivity, or ranking). - Why borrowing is often best, even if you can afford to pay outright. - How to hedge your bets by unbundling the college experience, or transfer your risk using tools like income-sharing agreements Full of practical advice for students and parents, Making College Pay reminds us that higher education remains an engine for upward mobility and prosperity in America.…
Seller Inventory # CIN0593238532G
- Title
- Making College Pay: An Economist Explains How to Make a Smart Bet on Higher Education
- Author
- Beth Akers
- Publisher
- Penguin Young Readers
- Publication year
- 2021
- Condition
- Good
- Binding
- Hardback
- Language
- English
- ISBN 10
- 0593238532
- ISBN 13
- 9780593238530
"Full of easy-to-understand advice grounded in deep expertise and research."--Martin West, William Henry Bloomberg Professor of Education, Harvard University
The cost of college makes for frightening headlines. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuitions continue to rise. And on the heels of a pandemic that nearly dismantled the traditional college experience, we have to wonder: Is college really worth it?
From a financial perspective, says economist Beth Akers, the answer is yes. It's true that college is expensive, but once we see higher education for what it is--an investment in future opportunities, job security, and earnings--a different picture emerges: The average college graduate earns an additionalmillion dollars over their career (compared to those who stopped their education after high school), and on average, two- and four-year schools deliver a 15 percent return on investment--double that of the stock market.
Yet these outcomes are not guaranteed. Rather, they hinge upon where and how you opt to invest your tuition dollars. Simply put, the real problem with college isn't the cost--it's the risk that your investment might not pay off.
In Making College Pay, Akers shows how to improve your odds by making smart choices about where to enroll, what to study, and how to pay for it. You'll learn
- why choosing the right major can matter more than where you enroll
- the best criteria for picking a school (hint: not price, selectivity or ranking)
- why working part-time while enrolled might set you back financially
- why it's often best to borrow, even if you don't have to
- the pros and cons of innovative alternatives to traditional college
- how to take advantage of new, low-risk financing tools
Full of practical advice for students and parents, Making College Pay reminds us that higher education remains an engine for opportunity, upward mobility, and prosperity.
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World of Books Inc
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