The Low Credit Score Survival Guide (Paperback)
Language: English
Published by Independently Published, 2026
- Softcover
- New
Seller: Grand Eagle Retail, Bensenville, IL, U.S.A.Grand Eagle Retail
AbeBooks seller since October 12, 2005
Condition: New
£ 26.91
Quantity: 1 available
Add to basketItem description from seller
Paperback. Who This Book Is ForThis book was written for anyone who has opened a credit report and felt their stomach drop. For the person who has been denied a loan, rejected for an apartment, or turned down for a credit card. For the single parent trying to rebuild after a divorce. For the graduate drowning in student loan debt. For the entrepreneur whose business failed. For the person who simply never learned about credit growing up and is now paying the price for that gap in knowledge.This is not a book for people who are already doing well financially. There are plenty of those. This is a book for people who are in the middle of something hard, and who need real, practical, honest guidance to get through it and come out the other side stronger.What You Will Find InsideThis book is organized into four parts, each one building on the last: Part One gives you the foundational knowledge you need: what a credit score really is, why yours may be low, and exactly how the scoring system calculates your number. You cannot fix what you do not understand.Part Two is about survival, how to live financially smart while your credit is still being rebuilt. How to budget, borrow carefully, and avoid the traps and predators that target people with low scores.Part Three is where the rebuilding begins in earnest. You will learn how to check your report, dispute errors, build positive history, reduce debt, and strategically improve your score step by step.Part Four takes you beyond recovery into long-term strength. How to build habits that protect your score. How to use tools and resources. And perhaps most importantly, how to develop the mindset that makes financial confidence last.At the end of the book, you will find a 30-Day Credit Recovery Starter Plan, a practical, day-by-day checklist to help you take immediate action.A Word About TimeGenuine credit recovery takes time. Anyone who tells you otherwise is trying to sell you something. Depending on where your score starts and the specific items on your report, meaningful improvement can take anywhere from six months to three years. That may sound discouraging, but consider this: that time is going to pass whether you work on your credit or not. A year from now, you can be in a significantly better position, or you can be exactly where you are today.The choice begins on the next page.Let's get to work. This item is printed on demand. Shipping may be from multiple locations in the US or from the UK, depending on stock availability.…
Seller Inventory # 9798195083526
- Title
- The Low Credit Score Survival Guide (Paperback)
- Author
- Marcus D. Ellison
- Publisher
- Independently Published
- Publication year
- 2026
- Condition
- new
- Binding
- Paperback
- Language
- English
- ISBN 13
- 9798195083526
Who This Book Is For
This book was written for anyone who has opened a credit report and felt their stomach drop. For the person who has been denied a loan, rejected for an apartment, or turned down for a credit card. For the single parent trying to rebuild after a divorce. For the graduate drowning in student loan debt. For the entrepreneur whose business failed. For the person who simply never learned about credit growing up and is now paying the price for that gap in knowledge.
This is not a book for people who are already doing well financially. There are plenty of those. This is a book for people who are in the middle of something hard, and who need real, practical, honest guidance to get through it and come out the other side stronger.
What You Will Find Inside
This book is organized into four parts, each one building on the last:
Part One gives you the foundational knowledge you need: what a credit score really is, why yours may be low, and exactly how the scoring system calculates your number. You cannot fix what you do not understand.
Part Two is about survival, how to live financially smart while your credit is still being rebuilt. How to budget, borrow carefully, and avoid the traps and predators that target people with low scores.
Part Three is where the rebuilding begins in earnest. You will learn how to check your report, dispute errors, build positive history, reduce debt, and strategically improve your score step by step.
Part Four takes you beyond recovery into long-term strength. How to build habits that protect your score. How to use tools and resources. And perhaps most importantly, how to develop the mindset that makes financial confidence last.
At the end of the book, you will find a 30-Day Credit Recovery Starter Plan, a practical, day-by-day checklist to help you take immediate action.
A Word About Time
Genuine credit recovery takes time. Anyone who tells you otherwise is trying to sell you something. Depending on where your score starts and the specific items on your report, meaningful improvement can take anywhere from six months to three years. That may sound discouraging, but consider this: that time is going to pass whether you work on your credit or not. A year from now, you can be in a significantly better position, or you can be exactly where you are today.
The choice begins on the next page.
Let's get to work.
"Synopsis" may belong to another edition of this title.
Grand Eagle Retail
Bensenville, IL, U.S.A.
AbeBooks seller since October 12, 2005
Shipping rates within U.S.A.
| Item | 6 to 14 business days | 6 to 16 business days |
|---|---|---|
| First item | £ 0.00 | £ 0.00 |
Payment methods
Seller's business information
APOLLO ONLINE CORP.
605 Geddes Street
Wilmington, DE U.S.A. 19805
Terms of sale
We guarantee the condition of every book as it¿s described on the Abebooks web sites. If you¿ve changed
your mind about a book that you¿ve ordered, please use the Ask bookseller a question link to contact us
and we¿ll respond within 2 business days.
Books ship from California and Michigan.
Right of withdrawal
If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.
Information regarding the right of withdrawal
Statutory right to withdraw
You have the right to withdraw from this contract within 14 days without giving any reason.
The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.
To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.
To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.
Effects of withdrawal
If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).
We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.
We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.
We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.
We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.
You shall send back the goods or hand them over to Grand Eagle Retail, Bensenville, Illinois, U.S.A., without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.
Exceptions to the right of withdrawal
The right of withdrawal does not apply to:
- The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
- The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.
Shipping terms
Orders usually ship within 2 business days. All books within the US ship free of charge. Delivery is 4-14 business days anywhere in the United States.
Books ship from California and Michigan.
If your book order is heavy or oversized, we may contact you to let you know extra shipping is required.