Loan Modification For Dummies
Language: English
Published by For Dummies, 2009
- Softcover
- Used

Condition: Used - Very good
£ 3.86
Quantity: 1 available
Add to basketItem description from seller
Connecting readers with great books since 1972! Used books may not include companion materials, and may have some shelf wear or limited writing. We ship orders daily and Customer Service is our top priority.
Seller Inventory # S_471043071
- Title
- Loan Modification For Dummies
- Author
- Roberts, Ralph R.,Kraynak, Joseph,Maljak, Lois
- Publisher
- For Dummies
- Publication year
- 2009
- Condition
- Very Good
- Binding
- paperback
- Language
- English
- ISBN 10
- 0470501995
- ISBN 13
- 9780470501993
The crucial information you need to secure a reliable loan modification and save your home
Behind on your mortgage payments? Worried about losing your home? Don′t panic. Loan Modification For Dummies gives you the reliable, authoritative, easy–to–understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home.
This practical, plain–English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender′s initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past–due amounts. You′ll learn how to communicate with your bank or loan servicer, recognize and avoid loan–modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself.
- Advice on determining whether you′re likely to qualify for your lender′s loan modification program
- Guidance on preparing and submitting a loan modification application that improves your chances of success
- Helps you figure out a monthly payment you really can afford
- Tips on modifying your loan even when you owe more than your home′s current market value
- Negotiation advice for securing the best possible terms and lowest monthly payment
- Resources for contacting your lender, obtaining free or affordable third–party assistance, and getting government agencies on your side
Read Loan Modification For Dummies and start saving your home today.
"Synopsis" may belong to another edition of this title.
About the Author
Ralph R. Roberts is a nationally recognized expert in the fields of loan modification, foreclosure self–defense, and real estate and mortgage fraud prevention, as well as an award–winning author. Lois Maljak is coauthor with Roberts of Foreclosure Self–Defense For Dummies.
"About the title" may belong to another edition of this title.
Shipping rates within U.S.A.
| Item | 4 to 14 business days | 2 to 6 business days |
|---|---|---|
| First item | £ 2.81 | £ 5.24 |
Payment methods
Store description
Half Price Books has been connecting readers to great books since 1972. Customer service is our top priority.
Seller's business information
Half Price Books, Records, Magazines, Inc.
5803 East Northwest Highway
Dallas, TX U.S.A. 75231
Right of withdrawal
If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.
Information regarding the right of withdrawal
Statutory right to withdraw
You have the right to withdraw from this contract within 14 days without giving any reason.
The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.
To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.
To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.
Effects of withdrawal
If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).
We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.
We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.
We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.
We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.
You shall send back the goods or hand them over to HPB-Ruby, Carrollton, Texas, U.S.A., +1 800-883-2114, without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.
Exceptions to the right of withdrawal
The right of withdrawal does not apply to:
- The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
- The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.