Life Insurance Explained
Language: English
Published by Total Classic Publishing, 2026
- Hardcover
- New
Seller: California Books, Miami, FL, U.S.A.California Books
AbeBooks seller since October 27, 2023
Condition: New
£ 26.74
Quantity: Over 20 available
Add to basketSeller Inventory # I-9798997224707
- Title
- Life Insurance Explained
- Author
- Monaco, Robert J.
- Publisher
- Total Classic Publishing
- Publication year
- 2026
- Condition
- New
- Binding
- Hardcover
- Language
- English
- ISBN 13
- 9798997224707
A Clear, Practical Guide to Protecting Your Family and Your Financial Future
Life insurance is one of the most important financial decisions you will ever make—but it is also one of the most misunderstood.
Should you buy term or whole life insurance? What is universal life? How much coverage do you actually need? What is cash value? Do you really need accidental death insurance? How do beneficiaries work? What happens if you never update your policy?
In Life Insurance Explained, veteran insurance professional Robert J. Monaco draws on more than thirty years of experience helping individuals and families navigate these important decisions. Written in clear, straightforward language, this comprehensive guide removes the confusion surrounding life insurance and related insurance products, helping readers make informed decisions with confidence.
Rather than promoting one type of policy over another, this book explains how each product works, who it is designed for, and the advantages and disadvantages of each approach. Throughout the book, Robert shares real-life experiences from his own career that demonstrate how thoughtful planning can protect families—and how simple mistakes can sometimes lead to costly consequences.
Inside you'll learn:
- The history and purpose of insurance
- The differences between term and permanent life insurance
- Whole Life, Universal Life, Variable Life, and Indexed Universal Life explained
- How to determine the right amount of coverage
- Understanding beneficiaries and avoiding common mistakes
- Cash value, policy loans, and policy surrenders
- Long-term care insurance and juvenile life insurance
- Accidental death insurance versus accident insurance
- Pet insurance and other specialized coverages
- How underwriting works and what affects premiums
- Common misconceptions about life insurance
- Practical tips for reviewing and maintaining your policies over time
Whether you are purchasing your first policy, reviewing existing coverage, planning for retirement, or simply trying to better understand your options, Life Insurance Explained provides the practical knowledge you need to make informed decisions and protect the people who matter most.
Written for consumers—not insurance professionals—this book transforms complex insurance concepts into clear, understandable guidance you can use throughout every stage of life.
"Synopsis" may belong to another edition of this title.
California Books
Miami, FL, U.S.A.
AbeBooks seller since October 27, 2023
Shipping rates within U.S.A.
| Item | 3 to 7 business days | 2 to 5 business days |
|---|---|---|
| First item | £ 0.00 | £ 8.90 |
Payment methods
Store description
Specialty
All authorized categoriesSeller's business information
Miramar International Services LLC
Right of withdrawal
If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.
Information regarding the right of withdrawal
Statutory right to withdraw
You have the right to withdraw from this contract within 14 days without giving any reason.
The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.
To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.
To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.
Effects of withdrawal
If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).
We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.
We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.
We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.
We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.
You shall send back the goods or hand them over to California Books, Fort Wayne, Indiana, U.S.A., without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.
Exceptions to the right of withdrawal
The right of withdrawal does not apply to:
- The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
- The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.