Synopsis
How to Diversify and Create the Foundation for a TAX-FREE RETIREMENT. It’s been called a miracle, a game-changer, a lifesaver. It can provide unparalleled liquidity, safety, predictable rates of return, and tax advantages. It enables tax-free retirement income. And it makes income tax-free wealth transfer possible. This is NOT your average, run-of-the-mill financial book. It will not contain conventional advice about traditional retirement vehicles like 401(k)s and IRAs. Instead, you'll learn strategies to: - Reduce taxes legally (and permanently), increasing your Internal Rate of Return so you keep more of your gains - Lock in market gains year after year without taking any additional risk - Multiply income, so even a catastrophic loss of capital in the stock market never affects your current or future standard of living AND: - Create lasting income and freedom only the wealthy enjoy THIS COULD BE YOUR BEST RETIREMENT VEHICLE … WHY IS IT TAX-FREE? What if you could use a retirement vehicle that freed you from the tax trap millions of Americans are in with their 401(k)s and IRAs? What if you could contribute after-tax dollars? What if your money could grow, or accumulate, tax-free? What if you could take money out for retirement, for your kids’ education, for business investments, or more―without early withdrawal penalties, completely tax-free? And when your time comes, what if your money could blossom in value and transfer to your heirs income tax-free? For over 45 years I’ve been dedicated to helping people minimize taxes and empower their financial futures. In that time I’ve learned how to utilize sections of the Internal Revenue Code―sections that have been around for over 100 years―to empower Americans to do all of the above. Technically, this financial vehicle is simply a properly structured max-funded tax-advantaged insurance policy. As you’ve probably heard, I call it The LASER Fund. The term is based on the LASER acronym I use that stands for “liquid assets safely earning returns.” These terms are significant, because when you’re looking for strong financial vehicles, you want those that score well on the LASER Test, meeting as much of the criteria as possible for: Liquidity – Liquidity is the ability to access your money when you need it―ideally, with an electronic funds transfer or a phone call. Safety – Safety refers to the safety of the institution your money is with, as well as the safety of your principal. Think of post-9/11 and the Great Recession―when the markets tanked, millions of Americans lost up to 40% of their money in traditional retirement vehicles, twice. With the latest market volatility stemming from the pandemic and an anticipated recession or depression on the way, we could see disastrous market losses again. Through strategies like indexing, your money could be protected from market losses. Whatever you set aside, and whatever you gain, you don’t want to lose. You want it to become newly protected principal. (Most advisors have no clue how to help their clients do this.) Rates of return that are predictable – While there are few guarantees when it comes to rates of return, ideally you want historically predictable rates of return, and if possible a 0% floor to protect you when the markets head south. Tax advantages – Uncle Sam can take a serious toll on your financial future, so ultimately you want to use financial vehicles that can minimize taxes and help you get the most out of your hard-earned money.
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