Insuring Premium Risk in Competitive Health Insurance Markets
Language: English
Published by Mohr Siebeck, 2002
- Hardcover
- Used
Seller: SKULIMA Wiss. Versandbuchhandlung, Westhofen, GermanySKULIMA Wiss. Versandbuchhandlung
AbeBooks seller since November 8, 2013
Condition: Used - As new
£ 21.20
Quantity: 8 available
Add to basketItem description from seller
Zustandsbeschreibung: leichte Lagerspuren/minor shelfwear. How can it be avoided that consumers face premium risk, i.e. increases in their premiums when their health status deteriorates? This problem is a major challenge for private health insurance markets. Kifmann analyzes how premium risk can be insured in competitive health insurance markets. He pays particular attention to the challenges posed by managed care and shows possible strategies for reform. Three principal ways to insure premium risk which preserve competition among health insurers are analyzed and compared. Guaranteed renewable contracts ensure premiums independent of changes in the health status by requiring a life-time commitment to an insurer. Premium insurance compensates an increase in premiums if the health status changes. Under community rating, the government rules out risk-based premiums by requiring that insurers set a uniform premium for all insured. Mathias Kifmann pays particular attention to the challenges posed by managed care. He argues that managed care can aggravate the lock-in problem under guaranteed renewable contracts. He demonstrates that an alternative contract is superior to guaranteed renewable contracts. This contract creates incentives for insurers to behave in the interest of consumers by specifying payments upon switching to another insurer. If insurers are community-rated, an important question is whether they should be allowed to offer managed care besides traditional health insurance. The author shows that managed care can be used as a pure risk-selection device under community rating. However, the introduction of managed care can also be to the benefit of everyone. To obtain such welfare gains, it may be necessary to tax some insurance plans and to subsidize others. XI,155 Seiten mit 9 Abb. und 10 Tab., Leinen (Beiträge zur Finanzwissenschaft; Band 15/Mohr Siebeck 2002). Früher EUR 94,00. Gewicht: 393 g - Gebunden/Gebundene Ausgabe.…
Seller Inventory # 14505
- Title
- Insuring Premium Risk in Competitive Health Insurance Markets
- Author
- Kifmann, Mathias
- Publisher
- Mohr Siebeck
- Publication year
- 2002
- Condition
- Wie Neu
- Binding
- Hardcover
- Language
- English
- ISBN 10
- 3161477405
- ISBN 13
- 9783161477409
- Item weight
- 393 grams
- Seller catalogs
- Wirtschaftswissenschaften
"Synopsis" may belong to another edition of this title.
About the Author
"About the title" may belong to another edition of this title.
SKULIMA Wiss. Versandbuchhandlung
Westhofen, Germany
AbeBooks seller since November 8, 2013
Shipping rates from Germany to U.S.A.
| Item | 14 to 60 business days | 10 to 40 business days |
|---|---|---|
| First item | £ 34.30 | £ 38.63 |
Payment methods
- Bank Wire Transfer
- Invoice
Store description
Sie finden bei uns über 44.000 Sonderangebote aus allen Geisteswissenschaften.
Specialty
Kunstgeschichte/-wissenschaft, Kulturwissenschaften, Philosophie, Geschichte, Theologie, Altertumswissenschaften, Literatur- und Sprachwissenschaften, Musikgeschichte/-wissenschaft, Orientalistik, JudaicaSeller's business information
SKULIMA Wiss. Versandbuchhandlung
Germany
Terms of sale
SKULIMA Wissenschaftliche Versandbuchhandlung
Osthofener Straße 20
67593 Westhofen
Deutschland
wva@skulima.de
Inhaber: Raphael Skulima
Right of withdrawal
If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.
Information regarding the right of withdrawal
Statutory right to withdraw
You have the right to withdraw from this contract within 14 days without giving any reason.
The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.
To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.
To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.
Effects of withdrawal
If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).
We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.
We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.
We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.
We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.
You shall send back the goods or hand them over to SKULIMA Wiss. Versandbuchhandlung, Osthofener Straße 20, 67593, Westhofen, Germany, without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.
Exceptions to the right of withdrawal
The right of withdrawal does not apply to:
- The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
- The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.
Shipping terms
Die Ware wird in der Regel innerhalb von 2 Werktagen nach Bestelleingang verschickt. Bitte entnehmen Sie den voraussichtlichen Liefertermin Ihrer Bestellbestätigung. Die Versandkostenpauschalen basieren auf Durchschnittswerten für bis zu zwei kg schwere Bücher. Über abweichende Kosten (z.B. wegen eines sehr schweren Buches) werden Sie gegebenenfalls vom Verkäufer informiert.