It's the Income, Stupid: The 7 Secrets of a Stress-Free Retirement
Language: English
Published by Post Hill Press, 2017
- Hardcover
- Used

Seller: ThriftBooks-Dallas, Dallas, TX, U.S.A.ThriftBooks-Dallas
AbeBooks seller since July 2, 2009
Condition: Used - Very good
£ 5.78
Quantity: 1 available
Add to basketItem description from seller
Seller Inventory # G168261137XI4N00
- Title
- It's the Income, Stupid: The 7 Secrets of a Stress-Free Retirement
- Author
- Romero, Philip J.; Nel, Riaan
- Publisher
- Post Hill Press
- Publication year
- 2017
- Condition
- Very Good
- Dust jacket
- No Jacket
- Binding
- Hardcover
- Language
- English
- ISBN 10
- 168261137X
- ISBN 13
- 9781682611371
- Item weight
- 0.82 pounds
Congratulations. You are in a rare minority. You have saved and invested for your retirement. But after decades of accumulation, have you thought about how to organize your portfolio once you begin de-cumulating? Can you have a virtual paycheck to replace your former real one? This book will guide you through a major life transition—assuring that your savings last at least as long as you will.
In It’s the Income, Stupid! Philip J. Romero, an academic who has shaped the economies of several U.S. states, and Riaan Nel, a wealth manager who helps clients transition into retirement, provide a street-smart guide to your money. Get no-nonsense, no sales pitch advice about the types of investments to embrace—and the ones to avoid. Many of the lessons about investing that were learned before the recession have been overtaken by events. This book will help you plan your portfolio in the "new normal."
It’s the Income, Stupid! will provide a road map to this new world. But it doesn't stop there. It also offers practical recommendations for structuring your portfolio so that it can provide you with a virtual paycheck once work no longer provides a real one. It’s the Income, Stupid! offers unbiased advice about the vast range of investment choices you face, so you can assure that your investments meet your needs—and not a salesman’s.
"Synopsis" may belong to another edition of this title.
About the Author
Romero has also consulted on the interplay between economic change and corporate performance or public finance for two presidents, scores of Fortune 500 companies, five state governors, and several U.S. presidential candidates.
For seventeen years Riaan Nel has been working with clients to ensure their financial stability. He brings them an international perspective as well as strong experience in the U.S. system. Prior to forming Detlefsen Nel & Associates and managing $85 million, he was a financial advisor at Morgan Stanley. Riaan's education and licensures include the following:
• Bachelor of Arts Degree in Social Sciences from the University of Stellenbosch, South Africa
• Honors Bachelor of Arts Degree in Political Science (International Political Economy) from the University of Stellenbosch, South Africa
• Certificate of Achievement (Economics), Edinburgh Business School, Harriot-Watt University, Scotland
• Fundamentals of Estate Planning, Financial and Insurance Planning, American College, Pennsylvania
• Securities registration include FINRA Series 7 Registration, General Securities Representative; Series 66, Investment Advisor Representative; and Series 31 Registration, Futures Managed Funds, National Futures Association, held through LPL Financial.
Nel was born and raised in South Africa and worked as an economics researcher, strategic planner and Manager of a Parliamentary Research Unit in the South African Parliament before immigrating to the United States in 1998. He was also a contributing staff member on the Constitutional Assembly which finalized the negotiations between Nelson Mandela's party and the previous governing party of South Africa.
Nel is currently the managing partner of Detlefsen, Nel & Associates.
"About the title" may belong to another edition of this title.
ThriftBooks-Dallas
Dallas, TX, U.S.A.
AbeBooks seller since July 2, 2009
Shipping rates within U.S.A.
| Item | 4 to 8 business days | 4 to 8 business days |
|---|---|---|
| First item | £ 0.00 | £ 0.00 |
Payment methods
Store description
Seller's business information
Thrift Books Global LLC
18300 Cascade Ave S
Seattle, WA U.S.A. 98188
Terms of sale
We guarantee each book that we send you. If you have any problems, please contact
our dedicated customer service department. They will do everything possible to
ensure you are happy with your order.
Right of withdrawal
If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.
Information regarding the right of withdrawal
Statutory right to withdraw
You have the right to withdraw from this contract within 14 days without giving any reason.
The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.
To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.
To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.
Effects of withdrawal
If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).
We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.
We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.
We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.
We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.
You shall send back the goods or hand them over to ThriftBooks-Dallas, Dallas, Texas, U.S.A., without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.
Exceptions to the right of withdrawal
The right of withdrawal does not apply to:
- The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
- The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.
Shipping terms
All domestic Standard and Expedited shipments are distributed from our warehouses by OSM, then handed off to the USPS for final delivery.
2-Day Shipping is delivered by FedEx, which does not deliver to PO boxes.
International shipments are tendered to the local postal service in the destination country for final delivery – we do not use courier services for international deliveries.