The Hidden Cost Of Scale (Paperback)
Language: English
Published by Independently Published, 2026
- Softcover
- New
Seller: CitiRetail, Stevenage, United KingdomCitiRetail
AbeBooks seller since June 29, 2022
Condition: New
£ 17.49
Quantity: 1 available
Add to basketItem description from seller
Paperback. For decades, traditional banking has relentlessly pursued scale, promising efficiency and profit. But beneath impressive balance sheets lies a profound, often unacknowledged cost: impersonality. This isn't merely a customer service complaint; it's a systemic operational flaw producing widespread financial vulnerability and undermining the very foundations of economic stability. We have built financial institutions that operate with the clinical detachment of a machine, forgetting their fundamental purpose is to serve human needs. From its origins as local, relationship-driven enterprises, banking evolved into a machine-like system. The personal touch, once invaluable, was progressively disempowered, replaced by centralized algorithms, standardized products, and transactional efficiency. Customers became data points, categorized and analyzed for statistical fit, their unique needs often ignored in favor of maximizing throughput. This "Plateau of Scale" has led to customer attrition, negative sentiment, and regulatory scrutiny. When a nuanced financial problem-a sudden job loss, an unexpected medical bill-meets a rigid, scripted response, the system fails catastrophically, leaving individuals feeling unheard, undervalued, and ultimately, abandoned. The data is stark: 70% of US adults are classified as "Financially Coping" or "Financially Vulnerable," navigating a system that often feels indifferent, if not actively hostile, to their real-world challenges. The Hidden Cost Of Scale argues that it's time to reclaim banking's fundamental purpose: serving human needs. This groundbreaking book reveals how a human-centric approach can transform financial institutions, offering a blueprint for genuine value creation and sustainable growth. Discover how to: - Uncover the true economic impact of impersonal banking and why it fails to build resilience.- Learn from models like credit unions that prioritize human connection and community.- Decode member behavior beyond mere statistics, fostering deeper, more meaningful relationships.- Embrace "messy exploration" and strategic "no" to drive real, impactful innovation.- Reintroduce character and context into lending decisions, moving beyond rigid scorecards.- Leverage social impact as a core strategy for tangible returns and lasting trust.- Navigate the "incentive trap" and build management systems that empower, not constrain. Stop accepting the status quo of detached efficiency. The Hidden Cost Of Scale: The Human Imperative In Banking is an urgent call to action for banking leaders, policymakers, and anyone invested in a more resilient, equitable financial future. Reclaim the human imperative in banking and build institutions that truly serve. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability.…
Seller Inventory # 9798170874019
- Title
- The Hidden Cost Of Scale (Paperback)
- Author
- Andrew Jury
- Publisher
- Independently Published
- Publication year
- 2026
- Condition
- new
- Binding
- Paperback
- Language
- English
- ISBN 13
- 9798170874019
From its origins as local, relationship-driven enterprises, banking evolved into a machine-like system. The personal touch, once invaluable, was progressively disempowered, replaced by centralized algorithms, standardized products, and transactional efficiency. Customers became data points, categorized and analyzed for statistical fit, their unique needs often ignored in favor of maximizing throughput. This "Plateau of Scale" has led to customer attrition, negative sentiment, and regulatory scrutiny. When a nuanced financial problem—a sudden job loss, an unexpected medical bill—meets a rigid, scripted response, the system fails catastrophically, leaving individuals feeling unheard, undervalued, and ultimately, abandoned. The data is stark: 70% of US adults are classified as "Financially Coping" or "Financially Vulnerable," navigating a system that often feels indifferent, if not actively hostile, to their real-world challenges.
The Hidden Cost Of Scale argues that it's time to reclaim banking's fundamental purpose: serving human needs. This groundbreaking book reveals how a human-centric approach can transform financial institutions, offering a blueprint for genuine value creation and sustainable growth. Discover how to:
- Uncover the true economic impact of impersonal banking and why it fails to build resilience.
- Learn from models like credit unions that prioritize human connection and community.
- Decode member behavior beyond mere statistics, fostering deeper, more meaningful relationships.
- Embrace "messy exploration" and strategic "no" to drive real, impactful innovation.
- Reintroduce character and context into lending decisions, moving beyond rigid scorecards.
- Leverage social impact as a core strategy for tangible returns and lasting trust.
- Navigate the "incentive trap" and build management systems that empower, not constrain.
Stop accepting the status quo of detached efficiency. The Hidden Cost Of Scale: The Human Imperative In Banking is an urgent call to action for banking leaders, policymakers, and anyone invested in a more resilient, equitable financial future. Reclaim the human imperative in banking and build institutions that truly serve.
"Synopsis" may belong to another edition of this title.
CitiRetail
Stevenage, United Kingdom
AbeBooks seller since June 29, 2022
Shipping rates from United Kingdom to U.S.A.
| Item | 7 to 14 business days | 7 to 60 business days |
|---|---|---|
| First item | £ 37.00 | £ 37.00 |
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