Financial Liberalisation and Extent of Financial Exclusion in India : A Study of Economically and Socially Backward Classes in Kerala

Language: English

Published by VDM Verlag Dr. Müller, 2010

3639272420 / 9783639272420

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nach der Bestellung gedruckt Neuware - Printed after ordering - Based on the broad based issues of financial exclusion among the deprived sections of the people the present study examines the extent of financial exclusion among the socially and economically backwad classes in India with special emphasis on SC and ST households in Kerala. The study also tries to analysis the paradox of financial inclusion and non- inclusive growth in Kerala. The study found that at the macro level, the SC and ST households are still excluded from the formal sector credit. Kerala remained the highest institutional loan lender whereas Assam was placed at the bottom during the post liberalization era. From the field survey in Pathanamthitta district, we found that a good proportion of the SC and ST households in Kerala are still financially excluded. While the SC households depended on different sources of credit, the ST households depended only on cooperative banks. Within financially inclusive households, majority used their credit for non-productive purposes. Even though the Self Help Groups have an important role in shaping the banking habit of poor people, still a major proportion of them rely on the informal sector credit.…

Seller Inventory # 9783639272420

Title
Financial Liberalisation and Extent of Financial Exclusion in India : A Study of Economically and Socially Backward Classes in Kerala
Author
Sreejith Ayyappan
Publisher
VDM Verlag Dr. Müller
Publication year
2010
Condition
Neu
Binding
Taschenbuch
Language
English
ISBN 10
3639272420
ISBN 13
9783639272420
Item weight
195 grams
Dimensions
22.00x15.00x0.70 cm

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