UNIT 1: TITLE: EMPLOYEE LITERACY, 1, 
GOAL: "BECOMING A VALUED EMPLOYEE", 
1. Employee Literacy, 2, 
2. What Does Employment Mean?, 2, 
3. Assessing Abilities: Education, Skills, Aptitudes (Knowing Yourself ... Making Yourself The Best You Can Be), 2, 
4. Getting A Job (This Is Where The Work Begins), 3, 
5. Keeping A Job & Your Work Ethic (Workplace Primer), 7, 
6. Becoming A Valued Employee.... Growing As An Employee, 11, 
7. Translating Employee Literacy Into Greater Productivity & Profit, 12, 
8. Payoff, 14, 
UNIT 2: TITLE: "DYNAMICS OF MONEY & MONEY MANAGEMENT", 15, 
GOAL: TO BETTER BUDGET, MAINTAIN A GOOD BANKING RELATIONSHIP, ESTABLISH AND MAINTAIN A GOOD CREDIT RATING, PROTECT, SAVE AND MAKE OUR MONEY GROW, 
9. Dynamics Of Money & Money Management, 16, 
10. Budgeting, 17, 
11. Banking Relationship (Establishing & Maintaining A Checking Account), 18, 
12. Credit Management:, 22, 
13. Saving:, 25, 
14. Life Insurance Protection & Retirement Savings, 28, 
15. Wealth Transfer, 32, 
16. Benefits Of Wealth Transfer Planning With Life Insurance, 33, 
17. Tax Refunds (Return) Using It Effectively, 34, 
UNIT 3: TITLE: EMPLOYER LITERACY, 37, 
GOAL: UNLOCKING THE POTENTIAL, POWER AND PRODUCTIVITY OF EMPLOYEES BY UNDERSTANDING THE CONCEPT OF EMPLOYMENT BY LOOKING AT THE NEEDS & WANTS OF AN EMPLOYER, 
18. Definition of Employer Literacy, 37, 
19. How Does A Business Continue To Operate?, 38, 
20. What Employers Need & Want, 38, 
21. Discussion: Exercise to get the needed "buy in" from the employee, 39, 
UNIT 4: TITLE: ENTREPRENUER COMPETENCY, 41, 
GOAL "TO BETTER UNDERSTAND THE AMERICAN SYSTEM OF FREE ENTERPRISE. TO LEARN THE STEPS NECESSARY TO: ESTABLISH AND CREATE A BUSINESS THAT CAN SURVIVE AND PROSPER IN THE MARKETPLACE IN ORDER TO ESTABLISHING FINANCIAL STABILITY". (RIM GROUP, 2013), 
22. Defining entrepreneurship literacy, 41, 
23. Identifying And Starting A Business Venture, 42, 
24. Steps in starting a business, 43, 
25. Acquirng & Organizing The Required Resources, 44, 
26. Financial Resources:, 45, 
27. Other Sources Of Raising Capital:, 47, 
28. Risks And Rewards:, 48,

CHAPTER 1

UNIT 1: Employee Literacy

A WISE WORD....

"After all is said and done; after we talk, and commensurate about what our lives really mean and what is essential to everyday living we will always come to the undeniable reality that we deal with and exist in life in a financial way. We buy and consume. Whatever our vocation or contribution to the world we have to eat, we have to have a roof over our head, and for most of us we have to pay bills. No money, no honey. It is that simple. Having financial knowledge is necessary for day-day survival. We cannot chance life without financial knowledge. To know about our money is to know more about the life we live because our access to life as we know it is tied to finance in some way, shape, form or fashion." (Reed, 2014)

Discussion

1. What point do you think Mr. Reed is trying to make?

2. Why do you think what he said is important?

3. Does this apply to you?

_________________________________________________________

"About the title" may belong to another edition of this title.

PBShop.store US

Wood Dale, IL, U.S.A.

5-star seller

AbeBooks seller since April 7, 2005

Shipping rates within U.S.A.

Item	7 to 14 business days	7 to 14 business days
First item	£ 0.00	£ 0.00

Delivery times are set by sellers and vary by carrier and location. Orders passing through Customs may face delays and buyers are responsible for any associated duties or fees. Sellers may contact you regarding additional charges to cover any increased costs to ship your items.

Payment methods

Store description

We first started out as “The Paperback Exchange,” a chain of physical bookstores where we would part exchange your beloved books for new stories to transport you to faraway places. However, as shopping started to evolve to online shops and marketplaces, we bid our stores goodbye to become “PBShop.” This transition has only allowed us to blossom as we now ship thousands of titles to book lovers across the globe. We pride ourselves in being a community of local book lovers which allows our passion and devotion to shine in everything we do. In 2020 we not only celebrated our 20th birthday but our 1st birthday as being completely employee owned after becoming an E.O.T in September 2019. We are proud to be different and embrace standing apart on a book mountain by working from a virtual inventory which allows us to provide thousands of books that may be difficult to get for your bookshelf or your studies. Working with a number of different suppliers allows us to explore other avenues such as puzzles, sheet music and even stationery so we really do have something for everyone. Life is about being versatile in all realms of existence. If this is your first visit or you are a returning customer, we would like to welcome you to the PBShop family, for there is no friend as loyal as a book. We are a company who put our customers at the centre of everything we do as we understand the importance of reading because once you learn to read, you will forever be free. There are a whole lot of things in this world of ours that we are yet to explore, which is why we will forever inspire curious minds.…

Specialty

Hardbacks, Paperbacks

Seller's business information

Pbshop.co.uk Ltd

Unit 22 Horcott Industrial Estate, Horcott Road
Fairford, United Kingdom GL7 4BX

Contact sellerView this seller's itemsView seller's storefront

Terms of sale

Returns Policy
We ask all customers to contact us for authorisation should they wish to return their order. Orders returned without authorisation may not be credited.
If you wish to return, please contact us within 14 days of receiving your order to obtain authorisation.

Returns requested beyond this time will not be authorised.

Our team will provide full instructions on how to return your order and once received our returns department will process your refund.
Please note the cost to return any unwanted order to us is borne by the buyer.

Should your order arrive damaged, not as advertised or faulty, we must be advised of this within 14 days of delivery. Please contact us so we can find the best solution for you.

Our Customer Care Team can be contacted via emailing paperback-us@paperbackshop.co.uk, or by calling our UK Office on +441285 712 917. We are available 9:00am till 5:30pm GMT weekdays and 9:00am till 1:00pm GMT on Saturdays.

Right of withdrawal

If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.

Information regarding the right of withdrawal

Statutory right to withdraw

You have the right to withdraw from this contract within 14 days without giving any reason.

The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.

To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.

To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.

Effects of withdrawal

If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).

We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.

We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.

We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.

We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.

You shall send back the goods or hand them over to PBShop.store US, Springfield Gardens, New York, U.S.A., +44 1285 712917, without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.

Exceptions to the right of withdrawal

The right of withdrawal does not apply to:

The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.

Shipping terms

Books are shipped from our US or UK warehouses. Delivery estimates allow for delivery from either location.

Financial Competency. A Roadmap to Financial Well Being

Item description from seller

Bibliographic details

Synopsis

About the title

Excerpt. © Reprinted by permission. All rights reserved.

Financial Competency ... A Roadmap to Financial Well Being

Create the Life You Want to Live!!

AuthorHouse

Contents