Finance For Kidz: Risk & Return

Product Description This book has been written so that it is read aloud to kids like a story book. All stories in this series Finance for Kidz revolve around a family consisting of a dad (Mr. Zrugal), a mom (Mrs. Zrugal), their kids (Zulia, Zyler & Zimmy) and their kids friend (Joey), and how they deal with some financial aspect of their life. Joey explains the concept of risk to Zyler, who has to decide whether to wash his neighbors car. Zyler appears to be a risk-taker, since he did make some money by helping out an old lady without expecting anything in return. Review Financial literacy skills are vital to equip our children with the tools they need to make smart decisions about their personal finances, such as balancing a checkbook, making a household budget, and knowing more about stocks, bonds, and home loans. A strong financial literacy education will help our children limit debt, avoid identity theft and maintain good credit. Resources like the 'Finance for Kids' series will help our children learn the basics of personal finance management and prepare them for the responsibilities of adulthood. --California Assembly Member Ted W. Lieu (D-Torrance)I have been given the pleasure of reading Finance for Kids-Volumes 1-20 by Prakash L Dheeriya, Ph.D. The individual chapters tell first hand stories of children experiencing finance in their daily lives. Each chapter contains an interactive worksheet or discussion for children to complete with their parents in order to better understand the concepts presented in the chapter. Prakash Dheeriya has done an excellent job explaining adult finance information in words and situations easily understood by children. The young readers learn about opening checking accounts, the understanding of supply and demand, credit, beginning a business, borrowing and lending, and establishing budgets-just to name a few of the topics. The fact that the book is interactive and requires a parent to fully discuss the content of the chapter as it pertains to the child s family provides both a wonderful learning opportunity for children as well as meaningful time spent with parents on a regular basis. Perhaps if children are exposed to the skills of finance at a young age, they will grow up to be better managers of their own financial business as adults. I applaud Prakash for his insightfulness and great efforts to create the multiple chapters of this book. --J. Pastell, Parent & EducatorIn my 20+ years in education, which includes teaching economics in public schools, I have never seen any books for young children like Finance for Kids. These books are creative and will be very interesting to students of the proper developmental age. It s about time that parents and teachers have some tools to teach economics to young children. Finance for Kids fills that need. --E. Don Kim, Ed. D, Senior Director - Elementary Schools, Torrance Unified School District About the Author Dr. Prakash Dheeriya is a Professor of Finance at California State University-Dominguez Hills. He has been teaching finance and investments for over two decades. Dr. Dheeriya has several publications in the field of financial markets. A frequent speaker at conferences, chambers of commerce and rotary clubs, he has received several research awards, has over 30 refereed publications to his credit. Prakash takes particular pride in caring for and educating his two young boys, ages 5 and 6 years, a role which he shares with his wife of 10 years. His motto in life is what he usually tells his kids: Dont worry. Its going to be OK.…