Introduction...............................................v1. Things to Consider......................................12. Employment..............................................133. Transportation..........................................254. Getting Your Own Place..................................435. Budget..................................................656. Banking.................................................757. Establishing Credit.....................................878. Managing Your Medical Information.......................1079. Duties To Society.......................................11910. Balancing Responsibilities.............................12911. Real Estate - Owning Your Own Home.....................13912. Serving Your Country...................................15513. Understanding Taxation.................................16314. Recordkeeping..........................................18115. Conclusion.............................................187

Chapter One

Things To Consider

* * *

Your Quality of Life Depends 0n Your Choices

Evaluate Your Motive Behind Your Decision

Identify The Steps In Making A Good Decision

Identify The Difference Between Rationalization And Justification

Apply The Ben Franklin Technique

Confidence In Making A Good Decision

How to Make the Right Decision

Life is full of choices. There are always consequences resulting from the decisions you make. You are accountable for your own actions. It is therefore imperative that you try to make good choices and appropriate decisions. You have to establish a method or process to evaluate choices that have a direct affect on your future. In order to make a good and intelligent decision you must be honest with yourself. We want to help you keep the process simple.

There are many factors which go into how you make decisions. You are often influenced by emotions when making an important decision. This can be a disadvantage. You often make impulsive choices rather than being thoughtful in your decision making process. There are times when an immediate decision is completely appropriate. However most of the time it is in your best interest not to be too hasty when making the decision.

Impulse causes you to want something right now. Impulse is defined as "a sudden, unreasoned inclination to action". Rationalization can be thought of as talking yourself into something you want. It is convincing 'yourself' of something. It is best to avoid rationalizing your way into a decision. Needing is defined as "having an urgent or essential use for something lacking."

The first step in making a good decision is defining the difference between wants and needs. You will need to ask yourself questions to help you through the process of differentiating whether this is a want or a need decision. Ask yourself questions that will justify what you are trying to accomplish. Justifying is defined as, "searching for a reason, fact, circumstance, or explanation that will guide you to a solid and sound decision" for example, what is in your best interest over the long term.

To summarize, you should always be able to justify rather than rationalize your decisions.

Ben Franklin's Decision Making Process

Ben Franklin is one of the finest role models in our Country's history. He exemplified intelligence, integrity, confidence, and steadfast values. In his lifetime, he faced many personal obstacles and made both personal decisions as well as decisions on behalf of his country.

It has been said that Ben Franklin had one of the best and easiest ways of processing a decision. He simply took out a sheet of plain paper and drew a large T on it. On one side, he wrote the word pros and on one side the word cons. In his evaluation, he listed all the positive effects of the decision he was pondering under the pros side of the T. Under the cons side of the T, he listed all the negative effects of the proposed decision. Once he had listed all of his thoughts as either pros or cons, he simply chose the side with more items listed under it and made his decision accordingly.

To take this a step further, once you have completed the basic method used by Ben Franklin, you should go back and identify by order of importance each of the items listed in both pros and cons. One way to do this would be to identify each of the items listed in your pros and cons columns as either a Want; an Impulse; a Rationalization; a Need; or a Justification. By doing so, you can then weight the importance of each item and rather than simply making your decision based on the number of items in each category, you are now making your decision based on the importance or validity of each item in each category. Remember, it is very important that you be completely honest with yourself at this point.

Here are the steps -

1. List the advantages and disadvantages to the decision as outlined on the previous page

2. Grade each of the advantages and disadvantages using the following key.

3. Now, be honest with yourself and determine what is in your best interest when making a decision.

Once you have truthfully identified and graded each item by its importance or validity, the answer should then be very clear to you. The Needs and Justification items should have a greater weight on your decision than the Wants, Impulse, and Rationalization items. Instead of making an emotional decision, you have now made an appropriate and solid decision.

Occasionally, you will ponder an issue and still not be sure what the right decision should be. In a case such as this, go with your heart instinct. It is better to make some decision than to make no decision at all and get into the bad habit of procrastinating. Procrastination is putting things off. This causes undue stress and causes you not to be productive in your life.

To conclude, even a good decision can turn out to be a mistake. If you go through the process of being truthful in evaluating the best decision and it turns out to be a mistake, remember that the best learning curve often results from mistakes. More than likely, you won't repeat the mistake. None of us are perfect. Just try to consciously make good decisions. The rest will come with experience.

In this example, the disadvantages outweigh the advances 9 to 8 and therefore, the decision should be made NOT to purchase the car.

Think carefully about the advantages and disadvantages of the decision. Be honest with yourself. Ask others for their input and advice and consider it objectively.

Chapter I Summary

1. Your quality of life depends on your choices:

? It's important for you to make good decisions

? Choices and decisions drive your actions

? You are accountable for your own actions

2. Motives that influence your decisions are:

? Wants

? Impulse

? Rationalization

? Needs

? Justification

3. You should identify your steps for making a good decision:

? Defining the difference between Wants and Needs

? Understanding and knowing the difference between - Rationalization and Justification

? Asking yourself justifying Questions

? Search for what is in your best interest over the long term

4. Identifying the difference between Rationalizing and Justifying reasons:

? Rationalization – A sudden unreasoned inclination to action. Also can be thought of as talking yourself into something you want.

? Justification – Searching for a reason, fact, circumstance, or explanation that will guide you to a solid and sound decision

5. Applying Decision Making techniques:

? Take a plain sheet of paper and draw a large T on it

? Label each side with advantages and disadvantages

? List any and all reasons for the decision you're about to make

? Label each reason as follows:

Wants (W) Impulse (I) Rationalization (R) Needs (N) Justification (J)

? Eliminate all reasons other than needs and justifications

? Count number of items listed under advantages and disadvantages

? Your answer should be obvious

? Honesty will eliminate most emotional decisions

Chapter I Quiz

Is your quality of life really affected by your ability to make good sound decisions and why? Please explain your answer.

List the five categories used in the decision making evaluation worksheet.

Which two of the five is the most important? Why?

Which is the most detrimental to the process? Why?

Explain the importance of being honest with yourself as you go through the decision making process.

To summarize the process, is it best to justify or rationalize your decisions?

Chapter Two

Employment

* * *

Prepare For Finding The Right Job

Creating The Image You Want

Where To Look For The Right Job

How To Present Yourself

Understanding The Interview

Interview Tips

Resume Development

Everyone should have a current resume prepared at all times. A resume is defined as a brief written account of personal, educational, and professional qualifications and experience. It is designed to assist a prospective employer in selecting from a number of candidates to fill a job vacancy. Many times, a resume will be requested before an interview is ever scheduled. It is therefore very important that the resume be impressive both in contents and in appearance.

There are a couple of things to keep in mind when developing your resume. First, the prospective employer is very busy. They are not interested in reading an entire book about you. They want to hit on the highlights – those characteristics which define you as being qualified for the position. Keep your resume short and to the point. Try to be precise in defining yourself. Don't use too many words. It is best to try to keep your resume down to a one page sheet if possible.

You can begin your resume by putting your name, address, and telephone number centered at the top of the page. You might want to enlarge or bold this information so that it stands out. If you have a fax number or e-mail address, you may want to include these as well. After this, you should included information using the following five points -

1. Objective - In this section of the resume, you will briefly define what your goals might be. For example, you might want to state that you seek a position working as a marketing representative utilizing your educational experience along with your interpersonal skills to contribute to the expansion of a growing company.

2. Skills and Qualifications - In this section, you should briefly state any special skills you possess and any special qualifications you have relating to the position you are applying for. For example you might have special computer knowledge and speak a second language fluently, or you may have other training or schooling.

3. Experience - Here you will list your prior employers starting with the most recent first and working your way backward. You will state the period of time that you worked for that particular company along with their complete name and the mailing address. List the name of the title you held and a brief description of the duties or responsibilities involved. If there were promotions within one place of employment, be sure to mention them.

4. Education - This is where you list your formal educational background as well as special courses or training accomplishments. Like the Experience section, you begin by listing the most recent educational accomplishment first and work your way backwards. You need not include specific dates of educational accomplishments.

5. References - List the names and telephone numbers of individuals that a prospective employer can contact to ask for a recommendation about you. Examples of persons you might include as references are, prior supervisors, teachers, community leaders, coaches, or long time friends. Make sure these people know they have been listed as your references so that they can be prepared for any inquiries that they might receive. Many resumes simply state references available upon request. This is a way to keep the resume precise and protect your references from unnecessary calls. A serious prospective employer will request the list from you. You should then be prepared to provide them with a separate sheet of paper listing those references complete with telephone numbers. Three references should be adequate.

If you have never held a job before, you should state this fact under the "Experience" section. Simply write, "No prior employment history". You will want to emphasize your educational background and activities involvement such as community service, extra curricular activities involvement, club membership, volunteer work, sports participation, hobbies, and so on. Show the prospective employer how you have spent your time. If you have been going to school full time and have been involved in community service, this would explain not having had any gainful occupation thus far. There are also many books and software programs available which have been designed to customize and define a resume.

Sample Resume

Name Address City, State Zip Telephone Phone E-Mail Address

OBJECTIVE

Seeking a position in retail sales utilizing my interpersonal skills working with the general public in a fast paced, challenging environment with the possibility of advancement into management.

SKILLS AND QUALIFICATIONS

Experienced counter representative with knowledge of computerized cash register operation, accurate money handling, customer satisfaction issues involving complaints, inventory responsibilities, weekly ordering, and employee scheduling. I speak Spanish and English fluently.

EXPERIENCE

? 2008-2009 - Burgers R Us

Counter Representative – responsibilities included taking customer orders, customer complaints, ordering weekly supplies, handling cash, scheduling employees, doing weekly inventory.

EDUCATION

? 2007-2008 - Burgers R Us National School for Counter Sales Persons. Received first place in Burned Burger Complaint Specialist Competition

? 2003-2007 - ABC Joint Unified High School. Graduated with honors

REFERENCES

? Available upon Request

Where to Look for a Job

The first thing you need to consider when looking for a job is what you are qualified to do at this point in your life. You will also need to consider when you are available and what other commitments you have made for your time. Do you go to school or have children to consider? Think about how you will get to and from a job. Is there reliable transportation? This will help define where you should look for employment. Consider how much money you need to earn monthly in order to pay your expenses. Will there be any additional expenses from taking a specific job? For example, will you be required to purchase special attire or equipment? Will you need your own vehicle to perform your job? How much will it cost to get to and from work?

Once you have defined your needs and any limitations, you can begin searching for possible employment opportunities which match your availability, experience, and talents.

1. Newspaper - The classified advertisements section of any newspaper will have an entire section devoted to employment opportunities. Here you will find available jobs listed alphabetically, and by category. The Sunday paper typically has the largest classified section. Local newspapers are an excellent source of finding jobs offered in your area.

2. Employment Agencies - Employment agencies handle placement of qualified employees for employers. They interview and pre-qualify prior to sending a prospective candidate out to the employer. There are temporary agencies which specialize in temporary placement positions. Often, these temporary positions work into full time permanent positions. Some agencies charge the employee a fee, and some charge the employer a fee. Be sure to have clarification of this up front, especially if you are signing any kind of contract with them.

(Continues...)

Excerpted from DEPENDENCE to INDEPENDENCEby André J. Olivan Sr. Copyright © 2011 by André J. Olivan Sr.. Excerpted by permission of iUniverse, Inc.. All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher.
Excerpts are provided by Dial-A-Book Inc. solely for the personal use of visitors to this web site.

"About the title" may belong to another edition of this title.

PBShop.store UK

Fairford, GLOS, United Kingdom

5-star seller

AbeBooks seller since June 11, 1999

Shipping rates from United Kingdom to U.S.A.

Item	10 to 20 business days	10 to 20 business days
First item	£ 4.16	£ 4.16

Delivery times are set by sellers and vary by carrier and location. Orders passing through Customs may face delays and buyers are responsible for any associated duties or fees. Sellers may contact you regarding additional charges to cover any increased costs to ship your items.

Payment methods

Store description

**Please note our transit times are from the date of dispatch.** We first started out as “The Paperback Exchange,” a chain of physical bookstores where we would part exchange your beloved books for new stories to transport you to faraway places. However, as shopping started to evolve to online shops and marketplaces, we bid our stores goodbye to become “PBShop.” This transition has only allowed us to blossom as we now ship thousands of titles to book lovers across the globe. We pride ourselves in being a community of local book lovers which allows our passion and devotion to shine in everything we do. In 2020 we not only celebrated our 20th birthday but our 1st birthday as being completely employee owned after becoming an E.O.T in September 2019. We are proud to be different and embrace standing apart on a book mountain by working from a virtual inventory which allows us to provide thousands of books that may be difficult to get for your bookshelf or your studies. Working with a number of different suppliers allows us to explore other avenues such as puzzles, sheet music and even stationery so we really do have something for everyone. Life is about being versatile in all realms of existence. If this is your first purchase with us, or you are a returning customer, we would like to welcome you to the PBShop family, for there is no friend as loyal as a book. We are a company who put our customers at the centre of everything we do as we understand the importance of reading because once you learn to read, you will forever be free. There are a whole lot of things in this world of ours that we are yet to explore, which is why we will forever inspire curious minds.…

Specialty

Hardbacks, Paperbacks

Seller's business information

Pbshop.co.uk

Unit 22 Horcott Industrial Estate, Horcott Road
Fairford, United Kingdom GL7 4BX

Contact sellerView this seller's itemsView seller's storefront

Terms of sale

Returns Policy
We ask all customers to contact us for authorisation should they wish to return their order. Orders returned without authorisation may not be credited.
If you wish to return, please contact us within 14 days of receiving your order to obtain authorisation.
Returns requested beyond this time will not be authorised.
Our team will provide full instructions on how to return your order and once received our returns department will process your refund.
Please note the cost to return any unwanted order to us is borne by the buyer.
Should your order arrive damaged, not as advertised or faulty, we must be advised of this within 14 days of delivery. Please contact us so we can find the best solution for you.

Our Customer Care Team can be contacted by emailing alborders@paperbackshop.co.uk, or by calling our UK Office on +441285 712 917. We are available 9:00am till 5:30pm GMT Monday to Friday.

Right of withdrawal

If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.

Information regarding the right of withdrawal

Statutory right to withdraw

You have the right to withdraw from this contract within 14 days without giving any reason.

The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.

To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.

To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.

Effects of withdrawal

If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).

We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.

We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.

We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.

We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.

You shall send back the goods or hand them over to PBShop.store UK, Fairford, United Kingdom, +44 1285 712917, without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.

Exceptions to the right of withdrawal

The right of withdrawal does not apply to:

The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.

Shipping terms

Orders are shipped from our UK warehouse. Delivery thereafter is between 4 and 14 business days. Please contact us if you have any queries about our services or products.

Privacy and security

We are committed to protecting the privacy and security of personal data. This policy tells you how we will collect and use your personal data, and what you should expect in respect of the personal information about you that we have collected.

We are PBShop.co.uk Limited (registered in England & Wales with Company No: 9366362). Our registered office is at Swatton Barn, Badbury, Swindon, SN4 0EU, United Kingdom.

The person with responsibility for our data protection compliance is the Managing Director and they can be contacted via email at help@pbshop.store.

We are the data controller of the personal data that we keep and use, and we are therefore responsible for making sure that our systems, processes and people comply with the relevant data protection laws in respect of that personal data.

We will act in respect of personal data to comply with the six principles of the General Data Protection Regulation (“GDPR”), which are:

Lawfulness, fairness and transparency;
Purpose limitation;
Data minimisation;
Accuracy;
Storage limitation;
Integrity and confidentiality.
You have rights in respect of how your personal data can be processed; these include the right to request:

a copy of your personal data;
that inaccurate data is rectified; and
that your personal data is, in certain circumstances, erased or restricted.
You have the right to complain to the Information Commissioner, which you can do by contacting the Information Commissioner’s Office (ICO) directly. Full contact details, including a helpline number, can be found on the ICO website (www.ico.org.uk). This website also has useful information on your rights and our obligations. However, please raise any concerns or issues with us first so that we may deal with this as quickly as possible for you.

COLLECTION, USE AND DISCLOSURE OF PERSONAL DATA
We collect and process data for the following reasons:

personal data collected and created in relation to our selling books and other items; and
personal data relating to our people (which means those people working for our company, or providing services to us, or potentially working or providing services to us, including employees, consultants, temporary or casual workers and contractors).
All of our people are required to abide by our Privacy Policy when handling personal data, and are provided with appropriate data protection training. Any breach of data protection will be taken seriously, and may result in disciplinary action.

Selling books and other items
COLLECTION:
We will collect personal information which may include names, addresses and other information for our customers. This will be done for the management of the commercial relationship with our customers.

We may collect this personal data from you directly, and also from third parties, including publicly available third party sources. Additional personal data will be collected as it is created by or supplied to us in the course of anything we do for you.

USE:
We will use the personal data in the course of making sales and to comply with requirements that we are required to undertake.

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

in performance of a contract (the agreement to sell books and other items); and/or
compliance with a legal obligation; and/or
vital interests of the data subject; and/or
where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.
We may also use your personal data in the following situations, which are likely to be far less common:

where we need to protect your interests (or someone else’s interests);
where it is needed in the public interest or for official purposes.
DISCLOSURE:
We may share personal data with third parties as is necessary in the sale of books and other items, including to third party providers who deliver services to support the operation of our company.

In respect of all disclosures of personal data, we will only share the personal information which is necessary for the particular purpose for which it is provided, or where we have another legitimate interest in doing so, and we will ensure that the personal data is appropriately protected.

RETENTION PERIOD:
We will keep personal data only for as long as is necessary to fulfil the purposes for which we collected it, including for the purposes of satisfying any legal, accounting or reporting requirements. Normally, our retention period for personal data collected for this purpose is a minimum of 6 years after the end of the period that we are selling books and other items.

Our people
COLLECTION:
We will collect names, addresses, contact details, education and employment history, identity and other background checks (which may include appropriate criminal and financial checks and confirmation of the right to work in the UK), marital status and information on next of kin and dependents, financial information (such as bank details and NI numbers), date of birth, gender, a copy of your passport and driving licence, performance information and compensation history, recruitment information (including references), salary, benefits, pension and annual leave information, disciplinary and grievance information, photographs, information about your use of our information and communications systems and CCTV footage or other information obtained through electronic means.

We may collect and use special categories of personal data as required in the carrying out of obligations and exercising specific rights of us or the data subject in the field of employment. This may include information relating to matters such as health, racial origin, religious belief and offences or alleged offences.

Personal data may be collected from you during the selection process (for example via your application form and CV) and during your employment (including holiday forms, expense claims, performance reviews, any disciplinary or grievance processes), or from third parties, including referees, health service providers, background check providers.

USE:
Personal data of our people will be used for HR administration and management, both in respect of the selection of people to work for us (including suitability, eligibility and/or fitness to work), and those who do work for us, to include learning and development, disciplinary and security (of people, offices and data) requirements, providing and liaising with benefits providers, business management and planning (including accounting and auditing), paying you and dealing with tax and NI deductions, assessing and deciding on salary reviews and compensation, conducting performance reviews and managing performance, dealing with legal disputes involving you or others, preventing fraud, monitoring your use of our information and communications systems, ensuring compliance with our policies, and equal opportunities monitoring.

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

In performance of a contract with you; and/or
compliance with a legal obligation; and/or
vital interests of the data subject; and/or
where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.
We may also use your personal data in the following situations, which are likely to be less common:

where we need to protect your interests (or someone else’s interests);
where it is needed in the public interest or for official purposes.
In respect of all disclosures of personal data, we will only share the personal information which is necessary for the particular purpose for which it is provided, or where we have another legitimate interest in doing so, and we will ensure that the personal data is appropriately protected.

In respect of special categories of personal data, we may process this in the following circumstances:

in limited circumstances with your explicit written consent; and/or
where we need to carry out our legal obligations and in line with our policies; and/or
where it is needed in the public interest (such as for equal opportunities monitoring or in relation to our occupational pension scheme), and in line with our policies; and/or
where it is needed to assess your working capacity on health grounds, subject to appropriate confidentiality safeguards.
Less commonly, we may process this type of information where it is needed in relation to legal claims or where it is needed to protect your (or someone else’s) interests and you are not capable of giving your consent, or where you have already made the information public. We may also process such information about our people (or former people) in the course of our legitimate business activities with the appropriate safeguards.

The special categories of personal data may be used in the following ways:

in relation to leaves of absence, to comply with employment and other laws;
in relation to your physical or mental health, or disability status, to ensure your health and safety in the workplace and to assess your fitness to work, to monitor, manage and administer benefits and absences;
in relation to your race, national or ethnic origin, religious, philosophical or moral beliefs, or your sexual life or sexual orientation, to ensure meaningful equal opportunity monitoring and reporting.
DISCLOSURE:
Personal data may be transferred to service providers who support the operation of our business (such as payroll service providers), to other third parties reasonably necessary in the conduct of our business (including insurers, professional advisors, regulators). These third parties may be acting as processor, or controller of personal data in their own right.

RETENTION PERIOD:
We will keep personal data only for as long as is necessary to fulfil the purposes for which we collected it, including for the purposes of satisfying any legal, accounting or reporting requirements. We will normally keep personal data of applicants who we do not employ for six months after we receive it.

We will keep personal data of employees throughout your employment and normally for a minimum of six years after your employment ends.

Changes to your personal data
It is very important that the personal information that we hold about you is accurate and current. Please tell us if your personal information changes during your relationship with us.

Data Security
We have put in place measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those of our people and other third parties who have a business need to know. They will only process your personal data on our instructions and where they have agreed to treat the information confidentially and to keep it secure. We have put in place procedures to deal with any suspected data security breach and will notify you and the ICO of a suspected breach where we are legally required to do so.

Where we store your personal data
We principally store data, both electronically and on file, at our office.

Personal data may be transferred outside of the EEA by processors acting on our behalf. For transfers to countries not considered adequate by the EC, we will ensure that personal data is adequately protected, as required by the GDPR. This would include by use of the Standard Contractual Clauses adopted by the EC to protect personal data.

Your rights
Under certain circumstances, you have the right by law to request:

access to your personal data. This enables you to ask to receive a copy of the personal data that we hold about you and to check that we are lawfully processing it.
correction of the personal data that we hold about you.
erasure of your personal data.
object to processing of your personal data where we are relying on our legitimate interest and there is something about your particular situation which makes you want to object to processing on this ground. You also have the right to object where we are processing your personal information for direct marketing purposes.
restriction of processing of your personal data.
transfer of your personal data to another party.
Links from our website
Our website may, from time to time, contain links to and from the websites of third parties that we permit to make such links. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. We recommend that you check these policies before you submit any personal data to these websites.

CHANGES TO THIS PRIVACY POLICY
Any changes we may make to our privacy policy in the future will be posted on our website, so please ensure that you are viewing the correct version.

Please contact us if you have any questions, comments or requests regarding this Privacy Policy.

Last amended May 2021.

Dependence To Independence I Think I CanI Know I Can

Item description from seller

Bibliographic details

Synopsis

About the title

Excerpt. © Reprinted by permission. All rights reserved.

DEPENDENCE to INDEPENDENCE

iUniverse, Inc.

Contents