Debt Is a Four-Letter Word But It Need Not Be!: The College Experience
Language: English
Published by Richard Gutkowski, 2016
- Softcover
- New

Seller: GreatBookPrices, Columbia, MD, U.S.A.GreatBookPrices
AbeBooks seller since April 6, 2009
Condition: New
£ 10.86
Quantity: Over 20 available
Add to basketSeller Inventory # 27382384-n
- Title
- Debt Is a Four-Letter Word But It Need Not Be!: The College Experience
- Author
- Gutkowski, Richard
- Publisher
- Richard Gutkowski
- Publication year
- 2016
- Condition
- New
- Binding
- Soft cover
- Language
- English
- ISBN 10
- 099772160X
- ISBN 13
- 9780997721607
Yikes! Your child is growing up faster and faster! A teenager now, in a blink or two he or she will be a young adult. Many parents worry about their teen’s ability to manage money and coming debt needs. Maybe you’re one of them? It can be a scary phase.
Updated in 2018, THE COLLEGE EXPERIENCE is the first volume in the ongoing DEBT is a Four-Letter word, But it Need Not Be! book series. It’s written by a professor with 30+years of experience teaching/advising young people. He managed grant budgets totaling millions of dollars and provided financial aid to countless students. As a parent, he used his fiscal skills to achieve wise debt management and positive outcomes for his daughter’s needs. Together, they "walked the talk" of THE COLLEGE EXPERIENCE. Along the way he caringly taught her fiscal skills and motivated her to use them.
Lots of books have been published on the money management needs of a typical lifetime. They’re written in third person with broad coverage of strictly monetary aspects. What is unique about this one?
Your teen isn’t facing lifetime needs. He or she is facing the period of anticipating, pursuing and paying for a college education.THE COLLEGE EXPERIENCE focuses specifically and solely on that stage of life. It’s comprehensive and in-depth. Yes, it covers all the monetary matters. But it also covers how a parent and teen can work them out together.Your teen’s college experience begins before stepping on to a campus. It starts with a heartfelt desire to be accepted into a college that best fits his or her career endeavor and the family’s financial means. The path is full of monetary challenges, unknowns to research, emotional trials, and decisions to make. It ends when all the costs of that education are paid. How can you and your teen accomplish that? It can be exhausting. With the guidance and tools provided in THE COLLEGE EXPERIENCE you’ll greatly lessen the pressure and time-demands.
Written in narrative style, it describes the fictional experiences of a typical teen (Nicole) and her Dad. It’s a story of how she encounters debt as she moves from high school into college and through the college years to graduation. Along the way, balancing encouragement and pragmatism, her Dad guides her through. You’ll see how,
●Dad caringly but craftily weans his way into Nicole’s comfort zone
●Nicole and her Dad verbally relate to one another
●Dad teaches her concepts, methods, calculations, tactics, and strategies
●Nicole and Dad make all the financial decisions together
●Nicole chooses between Sure Thing University, Hoped For University, and Dream University
At the end Nicole and her Dad have managed THE COLLEGE EXPERIENCE successfully. Following their example, you and your teen can achieve similar results.
THE COLLEGE EXPERIENCE is comprised of 20 chronologically sequenced LESSONS. Within each, arising debt SITUATIONS and detailed procedures for monetarily addressing them are described. You see how the debt involved is handled either poorly or effectively. Periodic EXERCISES offer check points for you to confirm understanding of the subject matter. By reading and implementing the content you and your teen will understand
●the federal student loan process and rules and the student and parent pieces of the puzzle
●estimating college costs and comparing financial aid offers
●making and repaying student loans wisely
●consolidating student loans and handling hidden pitfalls
●repaying loans faster - saving lots of interest.
●student loan enemies Nos. 1, 2 and 3
And, your young adult will walk down the Commencement aisle feeling much less financially overwhelmed than typically happens. You’ll watch with a big smile, feeling much more secure about having managed the financial costs!To get there, start by Buying THE COLLEGE EXPERIENCE.Right Now!
"Synopsis" may belong to another edition of this title.
About the Author
"About the title" may belong to another edition of this title.
GreatBookPrices
Columbia, MD, U.S.A.
AbeBooks seller since April 6, 2009
Shipping rates within U.S.A.
| Item | 5 to 14 business days | 8 to 14 business days |
|---|---|---|
| First item | £ 1.98 | £ 1.98 |
Payment methods
Store description
SuperBookDeals.com is your top source for finding new books at the absolute lowest prices, guaranteed ! We offer big discounts - everyday - on millions of titles in virtually any category, from Architecture to Zoology -- and everything in between. Discover great deals and super-savings, on professional books, text book titles, the newest computer guides, or your favorite fiction authors. You'll find it all - at HUGE SAVINGS - at SuperBookDeals. Browse through our complete online product catalog today. Serving customers around the world for years, we help thousands find just the books they're looking for -- at incredibly low, bargain prices.…
Seller's business information
Expert Trading Limited
9220 Rumsey Road, Suite 101
Columbia, MD U.S.A. 21045
Terms of sale
Company Name: GreatBookPrices
Legal Entity: Expert Trading, LLC
Address: 6310 Stevens Forest, suite 200, Columbia MD 21046
Email address: CustomerService@SuperBookDeals.com
Phone number: 410-964-0026
consumer complaints can be addressed to address above
Registration #: 52-1713923
Authorized representative: Danielle Hainsey
Right of withdrawal
If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.
Information regarding the right of withdrawal
Statutory right to withdraw
You have the right to withdraw from this contract within 14 days without giving any reason.
The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.
To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.
To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.
Effects of withdrawal
If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).
We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.
We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.
We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.
We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.
You shall send back the goods or hand them over to GreatBookPrices, Bensenville, Illinois, U.S.A., without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.
Exceptions to the right of withdrawal
The right of withdrawal does not apply to:
- The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
- The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.
Shipping terms
Our warehouses across the globe are fully operational without substantial delays. We are working hard and continue to overcome the daily challenges presented by COVID-19. We appreciate your understanding.
Internal processing of your order will take about 1-2 business days. Please allow an additional 4-14 business days for Media Mail delivery. We have multiple ship-from locations - MD,IL,NJ,UK,IN,NV,TN & GA