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Sensible ways to manage and repair your credit
Need a credit makeover? You’re not alone: in the U.S., outstanding credit card and other types of revolving debt have jumped over 20% in the past decade, and millions of Americans are struggling with one or more credit-related issues. Whether you’re just working on improving your score or need some sound advice on how to make debt a thing of the past, the latest edition of Credit Repair Kit for Dummies is packed with reliable information for escaping the quicksand and taking the concrete steps needed to build up a solid score.
There are many reasons why you might have a subpar credit score―mortgage and auto debt, student loans, impacts of disasters such as COVID-19, and even identity theft. This book covers these scenarios and more, helping you identify the reasons behind a lower score and providing you with straightforward, proven techniques for managing it back to where you want it to be. Also included are sample credit reports, forms, templates, and other helpful online tools to use to whip your score into decent shape.
A good credit score is always a great thing to have. This book shows you how to put even the worst credit situations behind you and make a poor score just a bad―and distant―memory.
About the Author:
Melyssa Barrett is Vice President of Identity Solutions at Visa, Inc., where she creates products to detect and predict fraud within consumer credit, debit, and prepaid products.
Steve Bucci is a credit-scoring columnist for CreditCards.com and a syndicated columnist for Bankrate.
Rod Griffin is Senior Director of Consumer Education and Advocacy for Experian, responsible for the company's national consumer education programs and outreach.
Title: Credit Repair Kit For Dummies (For Dummies (...
Publisher: For Dummies
Publication Date: 2021
Binding: Soft cover
Condition: very_good
Edition: 5th or later Edition